8381 Verde Ridge Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 8381 Verde Ridge Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1977
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$9,821 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`586-285-23-00`

Property Details

APN / Parcel Number

Primary APN	`586-285-23-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8381 VERDE RIDGE RD
City	SPRING VALLEY
State	CA
Zip	91977-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 TR 008225
Legal Subdivision	BONITA GRANDE
Legal Tract	008225
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	3214

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Oct 5, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 17, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022
Deed Sale	Oct 5, 2022
Prior Sale	Oct 5, 2022 · Amount on File
Deed Document Number	2022390088
Prior Transfer Date	Nov 5, 2018
Prior Transfer Doc	0000467957
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2022
Property Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318
Document Number	0000390088
Map Reference	MAP 8225
Instrument Date	Sep 26, 2022
Instrument	2022-0390088
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2022
Property Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318
Document Number	0000390087
Map Reference	MAP 8225
Instrument Date	Sep 20, 2022
Instrument	2022-0390087
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318

Mortgage

Document Number	0000390089
Date	Oct 5, 2022
Instrument	2022-0390089

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318

Mortgage

Document Number	0000061651
Date	Jan 27, 2021
Instrument	2021-0061651

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2018
Property Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318
Document Number	0000467957
Instrument Date	Nov 5, 2018
Instrument	467957
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8381 VERDE RIDGE RD SPRING VALLEY CA 919776318, SPRING VALLEY, CA 91977-6318

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2018
Property Address	8381 VERDE RIDGE RD, SPRING VALLEY, CA 91977-6318
Document Number	0000431955
Instrument Date	Oct 6, 2018
Instrument	431955
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8381 VERDE RIDGE RD SPRING VALLEY CA 919776318, SPRING VALLEY, CA 91977-6318

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,843 (+2%) Land $330,147 Building $412,696
2025	$9,821.00 (+7.19%)	$728,278 (+4.04%) Land $323,674 Building $404,604
2023	$9,162.00 (+131.31%)	$700,000 Land $311,106 Building $388,894
2022	$3,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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