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8381 Miranda St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8381 Miranda St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 2002
Lot Size0.619 acres (26,964 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Mar 2025)
Tax Bill$1,185 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-2S-26-2750-04200-0070

Property Details

APN / Parcel Number

Primary APN17-2S-26-2750-04200-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Heated Area
Gross Area2,294 sqft
1st Floor Area1,848 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialShingle
Lot Area26,964 sqft (0.619 acres)
Lot Dimensions2,000 ft deep x 1,350 ft wide
Garage TypeCarport
CarportCarport
Carport Area480 sqft

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area350 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number172S262750042000070
Street Address8381 MIRANDA ST
CityNAVARRE
StateFL
Zip32566-9287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNAVARRE 2ND ADD LOT 7 BLK 42 AS DES IN OR 2933 PG 824
Legal Range26W
Legal Township02S
Legal Section17
Legal SubdivisionNAVARRE 2ND ADD
Legal Block42
Legal Lot Number7
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1006
Census Tract10825

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8157 TOLEDO ST, NAVARRE, FL 32566-9362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2025 · Amount on Record
Deed SaleMar 11, 2025 · Amount on Record
Prior SaleOct 6, 2009 · Amount on Record
Deed Document Number202510154
Deed Book / Page4593 / 2000
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8381 MIRANDA ST, NAVARRE, FL 32566-9287
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 AVALON WAY, CLANTON, AL 35045-8527

Mortgage

Document Number0044260889
DateAug 21, 2023
Book Page4426/889
Instrument202337818
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueSep 11, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,185.00 (+3.86%) Homeowner's exemption$129,067 (+3.39%)$266,705 (+2.72%) Land $71,400 Building $195,305
2023$1,141.00 (+3.54%) Homeowner's exemption$124,841 (+3%)$259,631 (+14.34%) Land $63,000 Building $196,631
2022$1,102.00 Homeowner's exemption$121,205$227,078 Land $52,500 Building $174,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 units insured
incl. 26 condo units
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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