8381 Delta Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8381 Delta Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,854 sqft · built 1980
Lot Size0.284 acres (12,385 sqft)
Owner2 Company Names on File
Last Sale$1,465,000 (May 2022)
Tax Bill$15,982 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN783-28-007

Property Details

APN / Parcel Number

Primary APN783-28-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,854 sqft Living Area
1st Floor Area1,540 sqft
2nd Floor Area1,314 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Construction TypeWood
Lot Area12,385 sqft (0.284 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Pool Area3,190 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address8381 DELTA CT
CityGILROY
StateCA
Zip95020-3743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 6252 LOT 7
Legal SubdivisionGIBSON SUBD
Legal Tract6252
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2012
Census Tract512516

Owner

Source: Santa Clara County records · APN 783-28-007

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address8381 DELTA CT, GILROY, CA 95020-3743
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROSPECT HOME FINANCE
Apr 26, 2021Intrafamily Transfer, Transfer
Apr 26, 2021Intrafamily Transfer, Transfer
May 02, 2017Deed of Trust, Mortgage · ARM
US BANK NA
May 03, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 09, 2022 · Amount on Record
Deed SaleMay 09, 2022 · Amount on Record
Prior SaleApr 26, 2021
Deed Document Number25298309
Record UpdatedJun 07, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 09, 2022
Property Address8381 DELTA CT, GILROY, CA 95020-3743
Document Number0025298309
Map ReferenceMB 425 PG 13&14
Instrument DateMay 04, 2022
Instrument25298309
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address8381 DELTA CT, GILROY, CA 95020-3743

Mortgage

Document Number0025298312
DateMay 09, 2022
Instrument25298312
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8381 DELTA CT, GILROY, CA 95020-3743
Transaction TypeMortgage
Record UpdatedJul 05, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8381 DELTA CT, GILROY, CA 95020-3743

Mortgage

Document Number0025007358
DateJun 24, 2021
Instrument25007358
Lender
NamePROSPECT HOME FINANCE
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 26, 2021
Property Address8381 DELTA CT, GILROY, CA 95020-3743
Document Number0024936067
Map ReferenceMB 425 PG 13&14
Instrument DateMar 09, 2021
Instrument24936067
Transaction TypeTransfer
Record UpdatedSep 01, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8381 DELTA CT, GILROY, CA 95020-3743

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 26, 2021
Property Address8381 DELTA CT, GILROY, CA 95020-3743
Document Number0024936066
Map ReferenceMB 425 PG 13&14
Instrument DateMar 01, 2021
Instrument24936066
Transaction TypeTransfer
Record UpdatedSep 01, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8381 DELTA CT, GILROY, CA 95020-3743

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8381 DELTA CT, GILROY, CA 95020-3743
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023637719
DateMay 02, 2017
Instrument23637719
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateMay 03, 2017
Property Address8381 DELTA CT, GILROY, CA 95020-3743
Document Number0023639618
Instrument DateApr 25, 2017
Instrument23639618
Transaction TypeTransfer
Record UpdatedMay 11, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address8381 DELTA CT GILROY CA 950203743, GILROY, CA 95020-3743

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$15,982.00 (+3.79%)$1,300,000 (+5.69%) Land $900,000 Building $400,000
2023$15,399.00 (+43.78%)$1,230,000 Land $810,200 Building $419,800
2022$10,710.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier.

Based on FCC filings for 702 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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