838 Windward Dr, Richland, MS 39218 Property Records

Rankin County property record for 838 Windward Dr, Richland, MS 39218

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,220 sqft · built 1997
Lot Size	0.249 acres (10,875 sqft)
Owner	Individual Name on File
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`D07D000031 01200`

Property Details

APN / Parcel Number

Primary APN	`D07D000031 01200`
Alternative APN	`51602`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,220 sqft Adjusted Area
1st Floor Area	1,886 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,875 sqft (0.249 acres)
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	51602
Street Address	838 WINDWARD DR
City	RICHLAND
State	MS
Zip	39218-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 SOUTHWIND PART FIVE DB 782 PG 0628 0111896
Legal Range	01E
Legal Township	05N
Legal Section	36
Legal Subdivision	SOUTHWIND PART 5
Legal Lot Number	120
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	3
Census Block	3015
Census Tract	20402

Owner

838 Windward Dr is owned by an individual who acquired it in May 2015.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	838 WINDWARD DR, RICHLAND, MS 39218-9222
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 6, 2015
Transfer Doc	0000009603
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	838 WINDWARD DR, RICHLAND, MS 39218-9222
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046281
Date	Jun 19, 2023
Book Page	3023/46281

Lender

Name	KEESLER FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 22, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	838 WINDWARD DR, RICHLAND, MS 39218-9222
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054818
Date	Apr 28, 2021
Book Page	3021/54818

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 838 Windward Dr was $2,533.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Richland City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00	$21,402
2024	$2,533.00		$142,680 Land $30,000 Building $112,680
2023		$14,017
2021			$140,170 Land $30,000 Building $110,170
2019	$651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Windward Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	21 (2001–2022)
Claims Outside the SFHA	15 of 21
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Windward Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHLAND serves 7,000 people · EPA ID MS0610023
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Windward Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures