838 Wallberg Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 838 Wallberg Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	3,102 sqft · built 2013
Lot Size	0.2 acres (8,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2013)
Tax Bill	$29,555 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01306-0000-00013-02`

Property Details

APN / Parcel Number

Primary APN	`20-01306-0000-00013-02`

Interior

Stories	2 Stories
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Construction Type	Frame
Lot Area	8,703 sqft (0.2 acres)
Lot Dimensions	136 ft deep x 64 ft wide

Location & Zoning

Street Address	838 WALLBERG AVE
City	WESTFIELD
State	NJ
Zip	07090-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1306
Legal Lot Number	13.2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5014
Census Tract	36400

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	838 WALLBERG AVE, WESTFIELD, NJ 07090-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Deed Document Number	2013241540
Deed Book / Page	5954 / 882
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	838 WALLBERG AVE, WESTFIELD, NJ 07090-2336
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0149703321
Date	May 25, 2021
Book Page	14970/3321
Instrument	12837

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	838 WALLBERG AVE, WESTFIELD, NJ 07090-2336
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0153002637
Date	Nov 10, 2022
Book Page	15300/2637
Instrument	45278

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	838 WALLBERG AVE, WESTFIELD, NJ 07090-2336
Document Number	0146882068
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 WALLBERG AVE WESTFIELD NJ 070902336, WESTFIELD, NJ 07090-2336

Mortgage

Document Number	0146882068
Date	May 1, 2020
Book Page	014688/002068
Instrument	690771

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,289,500 (-) Land $560,000 Building $729,500	$1,289,500 (-) Land $560,000 Building $729,500
2025	$29,555.00 (+1.78%)	$1,289,500 (-) Land $560,000 Building $729,500	$1,289,500 (-) Land $560,000 Building $729,500
2024	$29,039.00 (+4.26%)
2023		$1,289,500 Land $560,000 Building $729,500	$1,289,500 Land $560,000 Building $729,500
2022	$27,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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