838 Summer St, Hammond, IN 46320 Property Records

Lake County property record for 838 Summer St, Hammond, IN 46320

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,725 sqft · built 1909
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$195,800 (Oct 2020)
Tax Bill	$3,878 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-33-0085-0017`

Property Details

APN / Parcel Number

Primary APN	`007-26-33-0085-0017`
Alternative APNs	`45-03-31-352-013.000-023` `263300850017`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
Gross Area	4,104 sqft
1st Floor Area	2,725 sqft
Basement Area	1,379 sqft
Game Room	Game Room

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	838 SUMMER ST
City	HAMMOND
State	IN
Zip	46320-2136
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FOGG & HAMMONDS LOT 16 BL.4 EXCEPT THE SLY 10FT IN THE STREET
Legal Subdivision	FOGG & HAMMONDS
Legal Block	4
Legal Lot Number	16
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3011
Census Tract	20500

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	838 SUMMER ST, HAMMOND, IN 46320-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING
Apr 8, 2024	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE FUNDING INC
Jul 31, 2023	Deed of Trust, Mortgage · VA Mortgage VERITAS FUNDING LLC
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 14, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Document Number	202073125
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jun 29, 2026
Property Address	838 SUMMER ST, HAMMOND, IN 46320-2136
Document Number	0000526918
Instrument Date	Apr 16, 2026
Instrument	2026526918
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 SUMMER ST, HAMMOND, IN 46320-2136

Mortgage

Document Number	0000526918,
Date	Jun 29, 2026
Instrument	2026526918

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	838 SUMMER ST, HAMMOND, IN 46320-2136
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 SUMMER ST, HAMMOND, IN 46320-2136

Mortgage

Document Number	0000010731
Date	Apr 8, 2024
Instrument	2024-510731

Lender

Name	RAPID MORTGAGE FUNDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	838 SUMMER ST, HAMMOND, IN 46320-2136
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	HEARTLAND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024315
Date	Jul 31, 2023
Instrument	2023-524315

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	838 SUMMER ST, HAMMOND, IN 46320-2136
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 SUMMER ST, HAMMOND, IN 46320-2136

Mortgage

Document Number	0000023240
Date	Jun 6, 2022
Instrument	2022-523240

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 14, 2020
Property Address	838 SUMMER ST, HAMMOND, IN 46320-2136
Document Number	0000073125
Map Reference	MB 1 PG 95
Instrument Date	Oct 2, 2020
Instrument	2020-073125
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 SUMMER ST, HAMMOND, IN 46320-2136

Mortgage

Document Number	0000073126
Date	Oct 14, 2020
Instrument	2020-073126

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,200 (+30.8%) Land $13,000 Building $248,200	$261,200 (+30.8%) Land $13,000 Building $248,200
2024	$3,878.00 (+7.39%)
2023		$199,700 (+5.16%) Land $11,500 Building $188,200	$199,700 (+5.16%) Land $11,500 Building $188,200
2022	$3,611.00 Homeowner's exemption	$189,900 Land $11,500 Building $178,400	$189,900 Land $11,500 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Summer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures