838 S Saguaro Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 838 S Saguaro Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	1,519 sqft · built 1978
Lot Size	0.141 acres (6,172 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2023)
Tax Bill	$917 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`102-12-053`

Property Details

APN / Parcel Number

Primary APN	`102-12-053`
Alternative APN	`102-12-0530`

Interior

Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,867 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1978
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	6,172 sqft (0.141 acres)
Garage Type	Attached
Garage Area	180 sqft
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	838 S SAGUARO DR
City	APACHE JUNCTION
State	AZ
Zip	85120-6989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARVIEW SUB LOT 24
Legal Range	08E
Legal Township	01N
Legal Section	30
Legal Subdivision	CLEARVIEW
Legal Lot Number	24
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	1
Census Block	1004
Census Tract	313

Owner

Source: Pinal County assessment roll, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 21, 2023	Intrafamily Transfer, Transfer RE TITLE AGENCY LLC, EZ TITLE AGENCY LLC
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	2023-012038
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL AGCY OF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989

Mortgage

Document Number	0000016447
Date	Feb 10, 2022
Instrument	2022-016447

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Jun 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989

Mortgage

Document Number	0000018662
Date	Feb 16, 2022
Instrument	2022-018662

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989

Mortgage

Document Number	0000089531
Date	Nov 4, 2025
Instrument	2025-089531

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.96%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.96%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.63%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Feb 21, 2023
Property Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989
Document Number	0000012039
Map Reference	MB 16 PG 8
Instrument Date	Feb 17, 2023
Instrument	2023-012039
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	RE TITLE AGENCY LLC, EZ TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Feb 21, 2023
Property Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989
Document Number	0000012038
Map Reference	MB 16 PG 8
Instrument Date	Feb 3, 2023
Instrument	2023-012038
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	RE TITLE AGENCY LLC, EZ TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6989

Mortgage

Document Number	0000012040
Date	Feb 21, 2023
Instrument	2023-012040

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$17,686 (+11.45%) Land $4,320 Building $13,366	$176,865 (+11.45%) Land $43,205 Building $133,660
2026		$15,869 (+5.13%) Land $4,320 Building $11,549	$158,699 (+5.13%) Land $43,205 Building $115,494
2025	$917.00 (+4.92%)	$15,094 (-34.33%) Land $4,320 Building $10,774	$150,948 (-34.33%) Land $43,205 Building $107,743
2024		$22,985 Land $4,320 Building $18,665	$229,855 Land $43,205 Building $186,650
2023	$874.00 (+4.67%)
2022	$835.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, KGT.

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