838 S Harper St, Laurens, SC 29360 Property Records

Laurens County property record for 838 S Harper St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.509 acres (22,208 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2020)
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906-13-20-008`

Property Details

APN / Parcel Number

Primary APN	`906-13-20-008`
Alternative APNs	`9061320008 97555789` `97555789`

Exterior

Lot Area	22,208 sqft (0.509 acres)

Location & Zoning

Street Address	838 S HARPER ST
City	LAURENS
State	SC
Zip	29360-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	838 SOUTH HARPER STREET
Legal Subdivision	SURVEY FOR JAMES W HOLLAND
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3008
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Harper Historic District listed 1986 · 44 contributing resources · NRIS 86003161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

838 S Harper St is owned and occupied by an individual who bought it in October 2020.

Source: Laurens County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	838 S HARPER ST, LAURENS, SC 29360-2812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 28, 2020	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Mar 28, 2014 · Amount on File
Deed Document Number	20208519
Deed Book / Page	1536 / 85
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	838 S HARPER ST, LAURENS, SC 29360-2812
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M28960147
Date	Dec 28, 2022
Book Page	M2896/147
Instrument	2022011556

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 28, 2020
Property Address	838 S HARPER ST, LAURENS, SC 29360-2812
Document Number	0D15360085
Book / Page	D1536 / 85
Map Reference	MB 18 PG 52
Instrument Date	Oct 13, 2020
Instrument	2020008519
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	838 S HARPER ST, LAURENS, SC 29360-2812

Mortgage

Document Number	2020008520
Date	Oct 28, 2020
Instrument	2020008520

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 838 S Harper St was $2,535 with a homeowner's exemption.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 Homeowner's exemption	$10,280 Land $360 Building $9,920
2023	$1,931.00 (-3.98%)	$10,280 (-) Land $360 Building $9,920	$257,000 (-) Land $9,000 Building $248,000
2022	$2,011.00	$10,280 Land $360 Building $9,920	$257,000 (-) Land $9,000 Building $248,000
2021			$257,000 Land $9,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 838 S Harper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 S Harper St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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