838 Rue Sable, Biloxi, MS 39532 Property Records

Harrison County property record for 838 Rue Sable, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,694 sqft · built 2006
Lot Size	0.29 acres (12,668 sqft)
Owner	Individual Name on File
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1109G-02-032.033`

Property Details

APN / Parcel Number

Primary APN	`1109G-02-032.033`
Alternative APN	`120621`

Interior

Full Baths	1 Bath
Building Area	3,694 sqft Adjusted Area
1st Floor Area	2,038 sqft
2nd Floor Area	1,182 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,668 sqft (0.29 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	838 RUE SABLE
City	BILOXI
State	MS
Zip	39532-6016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BEAU CHENE VILLAGE SECS 15/37-7-10
Legal Range	10W
Legal Township	07S
Legal Section	15
Legal Subdivision	BEAU CHENE VILLAGE
Legal Lot Number	6
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	3313

Owner

838 Rue Sable is owned and occupied by an individual who acquired it in December 2017.

Source: Harrison County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	838 RUE SABLE, BILOXI, MS 39532-6016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANCORP BANK
Dec 19, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017
Deed Sale	Aug 1, 2017
Deed Document Number	20171840J2
Last Transfer Date	Dec 13, 2017
Transfer Doc	20170003138DJ2
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	838 RUE SABLE, BILOXI, MS 39532-6016
Transaction Type	Mortgage
Record Updated	Nov 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193073TJ2
Date	Oct 8, 2019
Instrument	2019-3073-T-J2

Lender

Name	BANCORP BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 19, 2017
Property Address	838 RUE SABLE, BILOXI, MS 39532-6016
Document Number	20170003138DJ2
Instrument Date	Dec 13, 2017
Instrument	2017-0003138-D-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1838 RUE SABLE, 1838, BILOXI, MS 39532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 RUE SABLE, BILOXI, MS 39532

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 1, 2017
Property Address	838 RUE SABLE, BILOXI, MS 39532-6016
Document Number	20170001840J2
Map Reference	MB 17 PG 20
Instrument Date	Jul 28, 2017
Instrument	2017-0001840-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 MISTY CT, 12, LEBANON, TN 37090-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2353 RUE MAISON, BILOXI, MS 39532-3215

Tax Assessment & Valuation

The 2025 property tax bill for 838 Rue Sable was $3,598 with exemptions applied, up 4.4% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,598.00 (+4.44%) Homeowner's exemption Disabled Person's exemption	$34,884	$348,840 Land $55,000 Building $293,840
2024	$3,445.00 (+1%)
2023	$3,411.00 Homeowner's exemption Disabled Person's exemption	$33,812	$338,123 Land $55,000 Building $283,123
2022	$3,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Rue Sable in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	7 (2017–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Rue Sable is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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