838 Raintree Dr, Naperville, IL 60540 Property Records

DuPage County property record for 838 Raintree Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,798 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$246,500 (Sep 1995)
Tax Bill	$12,818 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-23-411-013`

Property Details

APN / Parcel Number

Primary APN	`07-23-411-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
Gross Area	4,252 sqft
1st Floor Area	1,454 sqft
2nd Floor Area	1,344 sqft
Basement Area	1,454 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	13.3 ft deep x 7.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	838 RAINTREE DR
City	NAPERVILLE
State	IL
Zip	60540-6381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal Subdivision	THE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number	50
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1004
Census Tract	846521

Owner

838 Raintree Dr is owned and occupied by two individuals who acquired it in January 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	838 RAINTREE DR, NAPERVILLE, IL 60540-6381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit NORTHSTAR CU
Feb 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1995 · Amount on File
Deed Sale	Sep 7, 1995 · Amount on File
Deed Document Number	1995120502
Last Transfer Date	Jan 25, 2017
Transfer Doc	0000012179
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	838 RAINTREE DR, NAPERVILLE, IL 60540-6381
Document Number	0000039021
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	838 RAINTREE DR NAPERVILLE IL 605406381, NAPERVILLE, IL 60540-6381

Mortgage

Document Number	0000039021
Date	Apr 21, 2020
Instrument	39021

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	WARRENVILLE, IL 60555

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2045

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 2, 2017
Property Address	838 RAINTREE DR, NAPERVILLE, IL 60540-6381
Document Number	0000012179
Instrument Date	Jan 25, 2017
Instrument	12179
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 RAINTREE DR #AND NAPERVILLE IL 605406381, NAPERVILLE, IL 60540-6381

Tax Assessment & Valuation

The 2025 property tax bill for 838 Raintree Dr was $12,818 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,818.00	$225,406 Land $55,131 Building $170,275	$676,218 Land $165,393 Building $510,825
2022	$11,578.00 Homeowner's exemption	$175,420 Land $42,560 Building $132,860	$526,260 Land $127,680 Building $398,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Raintree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Raintree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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