Lorain County property record for 838 Oak St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 966 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Garage | Detached, 352 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $808.00 (2025) |
| Primary APN | 06-24-026-110-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 966 sqft Living Area |
| 1st Floor | 966 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 107 ft x 57 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 176 sqft Patio |
| Canopy Area | 176 sqft Canopy |
| Heating System | HVAC Heating |
|---|
| Street Address | 838 OAK ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD PK SUB 1 FRNT 0056.50 DPTH 0107.00 |
| Legal Subdivision | OAKWOOD PK SUB 1 FRNT |
| Legal Tract | 24 |
| Legal Block | 110 |
| Legal Lot Number | 35 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-026-110-010
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 838 OAK ST, ELYRIA, OH 44035-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 838 OAK ST, ELYRIA, OH 44035-3228 |
| Document Number | 0000647181 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 838 OAK ST ELYRIA OH 440353228, ELYRIA, OH 44035-3228 |
| Document Number | 0000647181 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 647181 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $808.00 | $37,940 (-0.01%) Land $7,630 Building $30,310 | $108,410 (-) Land $21,800 Building $86,610 |
| 2024 | $808.00 (-24.77%) | $37,944 (+31.45%) Land $7,630 Building $30,314 | $108,410 (+31.45%) Land $21,800 Building $86,610 |
| 2023 | $1,074.00 (-1.74%) | $28,865 (-0.02%) Land $8,225 Building $20,640 | $82,470 (-) Land $23,500 Building $58,970 |
| 2022 | $1,093.00 | $28,870 Land $8,230 Building $20,640 | |
| 2021 | $82,470 Land $23,500 Building $58,970 |
838 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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