838 Navigator Way, Oxnard, CA 93035 Property Records

Ventura County property record for 838 Navigator Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,698 sqft · built 2000
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jan 2018)
Tax Bill	$6,977 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`183-0-173-365`

Property Details

APN / Parcel Number

Primary APN	`183-0-173-365`
Alternative APN	`1830173015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
1st Floor Area	622 sqft
2nd Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,700 sqft (0.085 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	51 sqft

Location & Zoning

Street Address	838 NAVIGATOR WAY
City	OXNARD
State	CA
Zip	93035-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 513700 LOT: 15 REF: 139MR 58
Legal Subdivision	TRACT NO. 5137
Legal Tract	513700
Legal Block	173
Legal Lot Number	15
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1000
Census Tract	3608

Owner

838 Navigator Way is owned and occupied by two individuals who bought it in January 2018.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CREDIT UNION
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jan 25, 2018	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on File
Deed Sale	Jan 25, 2018 · Amount on File
Prior Sale	Aug 27, 2009 · Amount on File
Deed Document Number	20188093
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	0000006676
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 28, 2026
Property Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562
Document Number	0000030863
Instrument Date	Apr 21, 2026
Instrument	202630863
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562

Mortgage

Document Number	0000030863,
Date	Apr 28, 2026
Instrument	202630863

Lender

Name	VENTURA COUNTY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 27, 2051

Interest

Rate	6.38%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562

Mortgage

Document Number	0000019600
Date	Mar 29, 2024
Instrument	2024000019600

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106250
Date	Jul 21, 2020
Instrument	20200721-00106250

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092641
Date	Aug 13, 2019
Instrument	20190813-00092641

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 25, 2018
Property Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562
Document Number	0000008093
Map Reference	MB139 PG58-61
Instrument Date	Jan 4, 2018
Instrument	20180125-00008093
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 NAVIGATOR WAY, OXNARD, CA 93035-1562

Mortgage

Document Number	0000008094
Date	Jan 25, 2018
Instrument	20180125-00008094

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 838 Navigator Way was $6,977, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,484 (+2%) Land $373,708 Building $200,776
2025	$6,977.00 (+2.23%)	$563,220 Land $366,380 Building $196,840
2024	$6,825.00 (+3.52%)
2023	$6,593.00 (+2.23%)	$541,350 Land $352,152 Building $189,198
2022	$6,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 838 Navigator Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 838 Navigator Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Verizon.

Nearby Properties on Navigator Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures