Frederick County property record for 838 Mount Ephraim Rd, Dickerson, MD 20842
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,344 sqft · built 1974 |
| Lot Size | 2.85 acres (124,582 sqft) |
| Owner | Individual Name on File |
| Last Sale | $487,500 (Aug 2021) |
| Tax Bill | $5,141 (2023) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-209371 |
| Primary APN | 07-209371 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 124,582 sqft (2.85 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 779 sqft |
| Deck Area | 220 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 209371 |
|---|---|
| Old Parcel Number | 7209371 |
| Street Address | 838 MOUNT EPHRAIM RD |
| City | DICKERSON |
| State | MD |
| Zip | 20842-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 2.86 AC W/S BELLS CHAPEL MT EPHRAIM RD |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 752201 |
838 Mount Ephraim Rd is owned and occupied by an individual who bought it in August 2021.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 838 MOUNT EPHRAIM RD, DICKERSON, MD 20842-8015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Deed Document Number | 0015212461 |
| Deed Book / Page | 15212 / 461 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 20, 2021 |
| Property Address | 838 MOUNT EPHRAIM RD, DICKERSON, MD 20842-8015 |
| Document Number | 0152120461 |
| Book / Page | 15212 / 461 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 838 MOUNT EPHRAIM RD, DICKERSON, MD 20842-8015 |
| Investor | Possibly a Property Investor |
| Document Number | 15212471 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 15212/471 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,141.00 | $426,100 | $466,400 Land $208,600 Building $257,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 838 Mount Ephraim Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 838 Mount Ephraim Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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