838 Montgomery Ave, Springfield, OH 45506 Property Records

Clark County property record for 838 Montgomery Ave, Springfield, OH 45506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 726 sqft · built 1921
Lot Size	0.235 acres (10,232 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jan 2026)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-06-00004-304-009`

Property Details

APN / Parcel Number

Primary APN	`340-06-00004-304-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	726 sqft Living Area
Gross Area	876 sqft
1st Floor Area	726 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,232 sqft (0.235 acres)
Lot Dimensions	238 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	320 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	282 sqft
Deck Area	172 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	838 MONTGOMERY AVE
City	SPRINGFIELD
State	OH
Zip	45506-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE REALTY 2ND PLAT ALL & PT VAC ALLEY E 8901
Legal Subdivision	AVONDALE REALTY 2ND
Legal Block	304
Legal Lot Number	9
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1015
Census Tract	902

Owner

838 Montgomery Ave is owned and occupied by an individual who bought it in January 2026.

Source: Clark County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	838 MONTGOMERY AVE, SPRINGFIELD, OH 45506-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Oct 25, 2019	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	20261232
Deed Book / Page	2263 / 4620
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jan 27, 2026
Property Address	838 MONTGOMERY AVE, SPRINGFIELD, OH 45506-1852
Document Number	0000001232
Book / Page	2263 / 4620
Map Reference	MB 7 PG 14
Instrument Date	Jan 23, 2026
Instrument	202600001232
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	CLARITY TITLE LLC, CITY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 MONTGOMERY AVE, SPRINGFIELD, OH 45506-1852

Mortgage

Document Number	0000001233
Date	Jan 27, 2026
Instrument	202600001233

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2041
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	11.1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Oct 25, 2019
Property Address	838 MONTGOMERY AVE, SPRINGFIELD, OH 45506-1852
Document Number	0000014013
Book / Page	002163 / 004103
Instrument Date	Oct 21, 2019
Instrument	14013
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 MONTGOMERY AVE SPRINGFIELD OH 455061852, SPRINGFIELD, OH 45506-1852

Mortgage

Document Number	14014
Date	Oct 25, 2019
Book Page	002163/004105
Instrument	14014

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 838 Montgomery Ave was $1,338, up 147.8% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (+147.78%)	$15,240 Land $3,670 Building $11,570	$43,560 Land $10,490 Building $33,070
2024	$540.00
2023		$10,670 Land $2,940 Building $7,730
2022	$539.00		$30,490 Land $8,400 Building $22,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 838 Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Montgomery Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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