Middlesex County property record for 838 Long Point Ln, Topping, VA 23169
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 8.5 ba · 8,634 sqft · built 2004 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Mar 2023) |
| Tax Bill | $8,557 (2026) |
| Deeds & Mortgages | Jan 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30A 12 3 |
| Primary APN | 30A 12 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 3 Stories |
| Building Area | 8,634 sqft Living Area |
| Gross Area | 9,478 sqft |
| 1st Floor Area | 8,202 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 119,790 sqft (2.75 acres) |
| Garage Area | 864 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 452 sqft |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Gazebo | 5 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7242 |
|---|---|
| Street Address | 838 LONG POINT LN |
| City | TOPPING |
| State | VA |
| Zip | 23169-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LONG POINT 2.75 AC 133-59 139-653 262-337 310-387 P133-6 W59-644 P15-72 D375-112 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951100 |
Source: Middlesex County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2121 RIVER RD W, MAIDENS, VA 23102-2704 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 2023407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 838 LONG POINT LN, TOPPING, VA 23169-2121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY LOAN SERVICES INC, EQUITY STLMNT SERVICE INC |
| Name | Verified Name |
|---|
| Document Number | 170000090 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 170000090 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.96% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2017 |
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,557.00 | $1,402,900 (-) Land $305,800 Building $1,097,100 | $1,402,900 (-) Land $305,800 Building $1,097,100 |
| 2025 | $8,557.00 (+1.28%) | $1,402,900 (+1.29%) Land $305,800 Building $1,097,100 | $1,402,900 (+1.29%) Land $305,800 Building $1,097,100 |
| 2023 | $8,449.00 | $1,385,100 Land $305,800 Building $1,079,300 | $1,385,100 Land $305,800 Building $1,079,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
5G (outdoors only) and 4G LTE
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