838 Lamplight Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 838 Lamplight Dr, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,525 sqft · built 1965
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Company Names on Record
Last Sale	$2,410,000 (Sep 2023)
Tax Bill	$31,315 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2023 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`357-691-01-00`

Property Details

APN / Parcel Number

Primary APN	`357-691-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,700 sqft (0.154 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	838 LAMPLIGHT DR
City	LA JOLLA
State	CA
Zip	92037-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-5
Legal Description	LOT 5 TR 004551
Legal Subdivision	LA JOLLA MESA TERRACE
Legal Tract	004551
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3012
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1889 BROADWAY, 307, SAN FRANCISCO, CA 94109-2291
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 6, 2023	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Dec 11, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Jun 8, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2018	Affidavit of Death, Transfer
Apr 27, 2018	Deed of Trust, Mortgage RACZ TIBOR K (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Deed Document Number	2023242083
Prior Transfer Date	Aug 30, 2023
Prior Transfer Doc	0000242082
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723

Mortgage

Document Number	0000075672
Date	Mar 27, 2024
Instrument	2024-0075672

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2023
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Document Number	0000242083
Map Reference	MAP 4551
Instrument Date	Aug 23, 2023
Instrument	2023-0242083
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 9937, SAN DIEGO, CA 92169-0937

Mortgage

Document Number	0000242084
Date	Sep 6, 2023
Instrument	2023-0242084

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Type Change Date	Oct 1, 2033
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 PACIFIC AVE 204, 204, SAN FRANCISCO, CA 94109-2342

Mortgage

Document Number	0000102600
Date	Feb 10, 2021
Instrument	2021-0102600

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584727
Date	Dec 13, 2019
Instrument	2019-0584727

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2018
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Document Number	0000508938
Instrument Date	Nov 29, 2018
Instrument	508938
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1889 BROADWAY #307 SAN FRANCISCO CA 941092291, 307, SAN FRANCISCO, CA 94109-2291

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Document Number	0000292299
Instrument Date	Jul 12, 2018
Instrument	292299
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 LAMPLIGHT DR LA JOLLA CA 920377723, LA JOLLA, CA 92037-7723

Mortgage

Document Number	292300
Date	Jul 18, 2018
Instrument	292300

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2018
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Document Number	0000233300
Instrument Date	Jun 7, 2018
Instrument	233300
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 BROADWAY #307 SAN FRANCISCO CA 941092291, 307, SAN FRANCISCO, CA 94109-2291

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2018
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Document Number	0000233299
Instrument Date	Jun 6, 2018
Instrument	233299
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	838 LAMPLIGHT DR LA JOLLA CA 920377723, LA JOLLA, CA 92037-7723

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 LAMPLIGHT DR, LA JOLLA, CA 92037-7723
Document Number	0000227665
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2000 ALAMEDA DE LAS PULGAS #25 SAN MATEO CA 944031269, 25, SAN MATEO, CA 94403-1269

Mortgage

Document Number	0000227665
Date	Jun 6, 2018
Instrument	227665

Lender

Name	RACZ TIBOR K (LT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,507,364 (+2%) Land $2,080,800 Building $426,564
2025	$31,315.00 (+1,270.46%)	$2,458,200 (+1,237.36%) Land $2,040,000 Building $418,200
2023	$2,285.00 (+2.74%)	$183,810 Land $80,135 Building $103,675
2022	$2,224.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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