838 Laguna Dr, Wolverine Lake (Walled Lake), MI 48390 Property Records

Oakland County property record for 838 Laguna Dr, Wolverine Lake, MI 48390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,997 sqft · built 1966
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`EW-17-22-376-008`

Property Details

APN / Parcel Number

Primary APN	`EW-17-22-376-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Building Area	1,997 sqft Living Area
1st Floor Area	1,171 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	152 ft deep x 80 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Deck Area	672 sqft
Patio Area	894 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	838 LAGUNA DR
City	WOLVERINE LAKE
State	MI
Zip	48390-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 22 LAGUNA VISTA NO 2 LOT 79
Legal Range	08E
Legal Township	02N
Legal Section	22
Legal Subdivision	LAGUNA VISTA NO 2
Legal Lot Number	79
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3008
Census Tract	134600

Owner

838 Laguna Dr is owned and occupied by two individuals who acquired it in January 2011.

Source: Oakland County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	838 LAGUNA DR, WOLVERINE LAKE, MI 48390-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit VIBE CU
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit VIBE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1999
Deed Sale	Jun 1, 1999
Last Transfer Date	Jan 26, 2011
Transfer Doc	0000039259
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	838 LAGUNA DR, WOLVERINE LAKE, MI 48390-2015
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 LAGUNA DR, WOLVERINE LAKE, MI 48390-2015

Mortgage

Document Number	20260029271
Date	Mar 10, 2026
Book Page	61007/150
Instrument	20260029271

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 26, 2026
Property Address	838 LAGUNA DR, WOLVERINE LAKE, MI 48390-2015
Document Number	0000092392
Book / Page	61319 / 418
Instrument Date	Mar 3, 2026
Instrument	202692392
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 LAGUNA DR, WOLVERINE LAKE, MI 48390-2015

Mortgage

Document Number	0000092392,
Date	Jun 26, 2026
Book Page	61319/418
Instrument	202692392

Lender

Name	VIBE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 838 Laguna Dr was $2,801 with a homeowner's exemption, up 17.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Municipality	Wolverine Lake Village
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+17.84%) Homeowner's exemption	$166,170	$332,340
2024	$2,377.00
2023		$143,650	$287,300
2021	$2,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Laguna Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Laguna Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA VISTA SUBDIVISION serves 640 people · EPA ID MI0003690
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Laguna Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures