838 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 838 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,834 sqft · built 1919
Lot Size	0.263 acres (11,450 sqft)
Owner	2 Company Names on Record
Last Sale	$630,000 (Jun 2014)
Tax Bill	$20,566 (2023)
Deeds & Mortgages	Dec 2022 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-318-003`

Property Details

APN / Parcel Number

Primary APN	`15-01-318-003`
Alternative APN	`15-01-318-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,834 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	11,450 sqft (0.263 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	838 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	ALBERT T VAN ALTSYNS SUB/BL 04
Legal Lot Number	22
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	3
Census Block	3013
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	838 KEYSTONE AVE, RIVER FOREST, IL 60305-1320
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Jul 21, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Apr 25, 2018	Deed of Trust, Mortgage A&N MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	201445050
Prior Transfer Date	Feb 18, 2013
Prior Transfer Doc	0000044023
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 6, 2022
Property Address	838 KEYSTONE AVE, RIVER FOREST, IL 60305-1320
Document Number	0034057025
Instrument Date	Dec 2, 2022
Instrument	2234057025
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 KEYSTONE AVE, RIVER FOREST, IL 60305-1320

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	838 KEYSTONE AVE, RIVER FOREST, IL 60305-1320
Document Number	2030538182
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 KEYSTONE AVE RIVER FOREST IL 603051320, RIVER FOREST, IL 60305-1320

Mortgage

Document Number	2030538182
Date	Nov 2, 2020
Instrument	30538182

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	838 KEYSTONE AVE, RIVER FOREST, IL 60305-1320
Document Number	1822212026
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 KEYSTONE AVE RIVER FOREST IL 603051320, RIVER FOREST, IL 60305-1320

Mortgage

Document Number	1822212026
Date	Aug 10, 2018
Instrument	22212026

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	838 KEYSTONE AVE, RIVER FOREST, IL 60305-1320
Document Number	1812357074
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	838 KEYSTONE AVE RIVER FOREST IL 603051320, RIVER FOREST, IL 60305-1320

Mortgage

Document Number	1812357074
Date	May 3, 2018
Instrument	12357074

Lender

Name	A&N MTG SVCS
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 2, 2033

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,124 (+18.9%) Land $13,740 Building $61,384	$751,240 (+18.9%) Land $137,400 Building $613,840
2023	$20,566.00 (+0.8%)
2022	$20,402.00	$63,182 Land $12,022 Building $51,160	$631,820 Land $120,220 Building $511,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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