838 Kale Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 838 Kale Dr, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 1969
Lot Size	0.23 acres (10,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,300 (Feb 2019)
Tax Bill	$633 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`000C059910`

Property Details

APN / Parcel Number

Primary APN	`000C059910`
Alternative APNs	`03-1033-14-2-04-24-0000` `R0345612` `C059910` `C05991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	1,536 sqft
Basement Area	1,440 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,008 sqft (0.23 acres)
View / Lot	Neighborhood / Spot
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	35 sqft
Deck Area	170 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	838 KALE DR
City	BILLINGS
State	MT
Zip	59105-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	KALE SUBD 2ND FILING, S14, T01 N, R26 E, BLOCK 1, LOT 22
Legal Range	26E
Legal Township	01N
Legal Section	14
Legal Subdivision	KALE SUBD 2ND FILING
Legal Block	1
Legal Lot Number	22
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1027
Census Tract	707

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	838 KALE DR, BILLINGS, MT 59105-4158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 12, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	20193875656
Prior Transfer Date	Feb 7, 2019
Prior Transfer Doc	0003875656
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	838 KALE DR, BILLINGS, MT 59105-4158
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 KALE DR, BILLINGS, MT 59105-4158

Mortgage

Document Number	0004020406
Date	Jun 16, 2022
Instrument	4020406

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.67%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.67%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 12, 2019
Property Address	838 KALE DR, BILLINGS, MT 59105-4158
Document Number	0003875656
Instrument Date	Feb 7, 2019
Instrument	3875656
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 KALE DR, BILLINGS, MT 59105-4158

Mortgage

Document Number	0003875657
Date	Feb 12, 2019
Instrument	3875657

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,700 (-) Land $62,715 Building $290,985	$353,700 (-) Land $62,715 Building $290,985
2025	$633.00 (-23.18%)	$353,700 (+7.57%) Land $62,715 Building $290,985	$353,700 (+7.57%) Land $62,715 Building $290,985
2024	$824.00 (-45.29%)
2023	$1,506.00	$328,800	$328,800 Land $59,112 Building $269,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Nemont, Verizon.

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