838 Jerome St, Monroe, MI 48161 Property Records

Monroe County property record for 838 Jerome St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1947
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2021)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-49-01451-001`

Property Details

APN / Parcel Number

Primary APN	`55-49-01451-001`
Alternative APN	`55 490 145 10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Terrain	Rolling
Garage Area	384 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	32 sqft
Patio Area	32 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	838 JEROME ST
City	MONROE
State	MI
Zip	48161-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM AT A PT 750 FT S 34D 47M W & 193 FT S 55D 13M E FR INT S LI E SEVENTH ST & E LI NAVARRE ST; TH S 34D 47M W 60 FT; TH S
Legal Subdivision	ISADORE NAVARRE FARM
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1013
Census Tract	832000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	838 JEROME ST, MONROE, MI 48161-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer
Sep 17, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 27, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	202124094
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	2021R24097
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Sep 17, 2021
Property Address	838 JEROME ST, MONROE, MI 48161-1104
Document Number	2021R24097
Map Reference	LB 2 PG 36&37
Instrument Date	Sep 13, 2021
Instrument	2021R24097
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E LORAIN ST, MONROE, MI 48162-7807

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 17, 2021
Property Address	838 JEROME ST, MONROE, MI 48161-1104
Document Number	2021R24094
Map Reference	LB 2 PG 36&37
Instrument Date	Sep 10, 2021
Instrument	2021R24094
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 OLD TIMBER DR, 169, MONROE, MI 48161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 JEROME ST, MONROE, MI 48161-1104

Mortgage

Document Number	2021R24095
Date	Sep 17, 2021
Instrument	2021R24095

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000024096
Date	Sep 17, 2021
Instrument	2021R24096

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 27, 2020
Property Address	838 JEROME ST, MONROE, MI 48161-1104
Document Number	2020R10260
Map Reference	LB 2 PG 36&37
Instrument Date	May 1, 2020
Instrument	2020R10260
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 JEROME ST, 838, FRENCHTOWN, MI 48161-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 JEROME ST, MONROE, MI 48161-1104

Mortgage

Document Number	2020R10261
Date	May 27, 2020
Instrument	2020R10261

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,600 (+8.39%) Land $64,600	$129,200 (+8.39%) Land $129,200
2025	$2,166.00 (+12.81%) Homeowner's exemption	$59,600 (+37.93%) Land $59,600	$119,200 (+37.93%) Land $119,200
2023	$1,920.00 Homeowner's exemption	$43,210	$86,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1982–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Jerome St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures