State of Alaska property record for 838 Harding St, Ketchikan, AK 99901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,328 sqft · built 1920 |
| Lot Size | 0.037 acres (1,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,890 (Aug 2022) |
| Tax Bill | $3,078 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1432-004900 |
| Primary APN | 01-1432-004900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 2,122 sqft |
| 1st Floor Area | 932 sqft |
| Basement Area | 794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 1,593 sqft (0.037 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 607016 |
|---|---|
| Street Address | 838 HARDING ST |
| City | KETCHIKAN |
| State | AK |
| Zip | 99901-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | ALL AND ENTIRE LOT G OF LOTS 6 AND 14, BLOCK 9, U.S. SURVEY 437, ACCORDING TO THE PLAT OF JOSEPH ULMER, C.E., DATED MAY 9, 1919, AS AMENDED BY A.J. ELA ON MARCH 10, 1924, SAID PLAT AND AMENDED PLAT BEING ON FILE IN THE OFFICE OF THE RECORDER OF THE K |
| Legal Subdivision | CITY |
| Legal Lot Number | 6 |
| Jurisdiction | KETCHIKAN GATEWAY AK |
| Township / Civil Division | KETCHIKAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 300 |
838 Harding St is owned by two individuals who bought it in August 2022.
Source: State of Alaska records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2271, CORDOVA, AK 99574-2271 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSION VIEJO HOME LOANS |
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 19, 2019 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Feb 19, 2019 · Amount on File |
| Deed Document Number | 20222161 |
| Prior Transfer Date | Jan 29, 2003 |
| Prior Transfer Doc | 0000000452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KETCHIKAN GATEWAY AK |
| Recording Date | Aug 31, 2026 |
| Property Address | 838 HARDING ST, KETCHIKAN, AK 99901-6112 |
| Document Number | 0000001966 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20261966 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 838 HARDING ST, KETCHIKAN, AK 99901-6112 |
| Document Number | 0000001966, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20261966 |
| Name | MISSION VIEJO HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KETCHIKAN GATEWAY AK |
| Recording Date | Aug 12, 2022 |
| Property Address | 838 HARDING ST, KETCHIKAN, AK 99901-6112 |
| Document Number | 20220021610 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022-002161-0 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 HARDING ST, 838, KETCHIKAN, AK 99901-6112 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 5024, KETCHIKAN, AK 99901-0024 |
| Document Number | 20220021620 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-002162-0 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KETCHIKAN GATEWAY AK |
| Property Address | 838 HARDING ST, KETCHIKAN, AK 99901-6112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 20210021800 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-002180-0 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KETCHIKAN GATEWAY AK |
| Property Address | 838 HARDING ST, KETCHIKAN, AK 99901-6112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200005650 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020-000565-0 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KETCHIKAN GATEWAY AK |
| Recording Date | Feb 19, 2019 |
| Property Address | 838 HARDING ST, KETCHIKAN, AK 99901-6112 |
| Document Number | 20190003920 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2019-000392-0 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 HARDING ST, 838, KETCHIKAN, AK 99901-6112 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 832 BUREN RD, KETCHIKAN, AK 99901-5461 |
| Investor | Possibly a Property Investor |
| Document Number | 20190003930 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019-000393-0 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 838 Harding St was $3,078, up 2.7% from the year before.
Source: State of Alaska assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Alaska |
| County | Ketchikan Gateway Borough |
| Municipality | Ketchikan City |
| Unified School District | Ketchikan Gateway Borough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,078.00 (+2.67%) | $268,900 (+2.67%) Land $84,800 Building $184,100 | $268,900 (+2.67%) Land $84,800 Building $184,100 |
| 2025 | $2,998.00 | $261,900 Land $80,100 Building $181,800 | $261,900 Land $80,100 Building $181,800 |
| 2023 | $2,762.00 Additional exemption filed | $234,100 Land $68,900 Building $165,200 | $234,100 Land $68,900 Building $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 838 Harding St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 838 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 77% of Alaska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KETCHIKAN PUBLIC UTILITIES serves 8,937 people · EPA ID AK2120232 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GCI Communication Cable | 2,500 / 75 |
| Ketchikan Public Utilities Fiber | 1,000 / 1,000 |
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