838 Franklin St, Reading, PA 19602 Property Records

Berks County property record for 838 Franklin St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Feb 2026)
Tax Bill	$375 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2026 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5306-28-99-8565`

Property Details

APN / Parcel Number

Primary APN	`5306-28-99-8565`
Alternative APNs	`03-5306-28-99-8565` `3381025` `381025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,002 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3381025
Street Address	838 FRANKLIN ST
City	READING
State	PA
Zip	19602-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2011
Census Tract	100

Owner

838 Franklin St is owned by a company that bought it in February 2026.

Source: Berks County records, as of June 12, 2026

Owner of Record	Company Name on File
Mailing Address	424 ACORN LN, READING, PA 19605-2151
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage RFLF 5 LLC
Feb 20, 2026	Deed, Transfer · Line of Credit RFLF 4 LLC
Feb 18, 2026	Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN
Mar 13, 2020	Deed of Trust, Mortgage S&T BK
Jan 21, 2020	Grant Deed, Transfer REGAL ABSTRACT LP, REGAL ABS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Feb 18, 2026 · Amount on File
Deed Document Number	20265188
Prior Transfer Date	Aug 13, 2012
Prior Transfer Doc	0000041886
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jun 1, 2026
Property Address	838 FRANKLIN ST, READING, PA 19602-1146
Document Number	0000017057
Instrument Date	May 29, 2026
Instrument	202617057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIGNATURE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	424 ACORN LN, READING, PA 19605-2151
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017057,
Date	Jun 1, 2026
Instrument	202617057

Lender

Name	RFLF 5 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 20, 2026
Property Address	838 FRANKLIN ST, READING, PA 19602-1146
Document Number	0000005188
Instrument Date	Feb 17, 2026
Instrument	2026005188
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN

Transaction

Amount	Amount on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 ACORN LN, READING, PA 19605-2151

Mortgage

Document Number	0000005189
Date	Feb 20, 2026
Instrument	2026005189

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2027

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 18, 2026
Property Address	838 FRANKLIN ST, READING, PA 19602-1146
Document Number	0000004776
Instrument Date	Feb 5, 2026
Instrument	2026004776
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 NEW HOLLAND RD, READING, PA 19607-1650

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	838 FRANKLIN ST, READING, PA 19602-1146
Document Number	0000009737
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 FRANKLIN ST READING PA 196021146, READING, PA 19602-1146

Mortgage

Document Number	0000009737
Date	Mar 18, 2020
Instrument	9737

Lender

Name	S&T BK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jan 21, 2020
Property Address	838 FRANKLIN ST, READING, PA 19602-1146
Document Number	0000002448
Instrument Date	Jan 17, 2020
Instrument	2448
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	REGAL ABSTRACT LP, REGAL ABS LP

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 WEAVER RD STRASBURG PA 175799769, STRASBURG, PA 17579-9769

Tax Assessment & Valuation

The 2026 property tax bill for 838 Franklin St was $375, up 4.2% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$375.00 (+4.17%)	$13,300 (-) Land $5,500 Building $7,800	$5,500 Land $5,500
2025	$360.00 (+2.27%)	$13,300 (-) Land $5,500 Building $7,800
2024	$352.00	$13,300 Land $5,500 Building $7,800
1994			$13,300 Land $5,500 Building $7,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 838 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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