838 Ensign Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 838 Ensign Dr, Forked River, NJ 08731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,141 sqft · built 1992
Lot Size	0.172 acres (7,471 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Dec 2019)
Tax Bill	$18,199 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`13-00374-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`13-00374-0000-00038`
Alternative APNs	`130037400038` `10000286`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,141 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	7,471 sqft (0.172 acres)
Lot Dimensions	90 ft deep x 83 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10000286
Street Address	838 ENSIGN DR
City	FORKED RIVER
State	NJ
Zip	08731-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83 X 90
Legal Subdivision	SUNRISE BCH 06 LAGOON SEC FIN
Legal Block	374
Legal Lot Number	38
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2006
Census Tract	732103

Owner

Source: Ocean County and Lacey Township records · APN 13-00374-0000-00038

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	838 ENSIGN DR, FORKED RIVER, NJ 08731-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 24, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Prior Sale	May 05, 1998 · Amount on Record
Deed Document Number	2019131746
Deed Book / Page	17729 / 1050
Prior Transfer Date	Nov 24, 2004
Prior Transfer Doc	0000227020
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	838 ENSIGN DR, FORKED RIVER, NJ 08731-3031
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LANGTON DR, HOLMDEL, NJ 07733-2380

Mortgage

Document Number	0193741169
Date	May 10, 2023
Book Page	19374/1169
Instrument	2023035047

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 24, 2019
Property Address	838 ENSIGN DR, FORKED RIVER, NJ 08731-3031
Document Number	0177291050
Book / Page	017729 / 001050
Instrument Date	Dec 11, 2019
Instrument	131746
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 ENSIGN DR FORKED RIVER NJ 087313031, FORKED RIVER, NJ 08731-3031

Tax Assessment & Valuation

Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,800 (+2.01%) Land $293,300 Building $385,500	$678,800 (+2.01%) Land $293,300 Building $385,500
2025	$18,199.00 (+7.94%)	$665,400 (-) Land $293,300 Building $372,100	$665,400 (-) Land $293,300 Building $372,100
2024	$16,861.00 (+11.97%)
2023		$665,400 Land $293,300 Building $372,100	$665,400 Land $293,300 Building $372,100
2022	$15,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297321032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 402 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	402 in force
Nearby Flood Claims	484 (1991–2025)
Claims Outside the SFHA	3 of 484
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 445 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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