838 Elmhurst Rd, Severn, MD 21144 Property Records

Anne Arundel County property record for 838 Elmhurst Rd, Severn, MD 21144

Property Summary

Property Type	Exempt (Full or Partial)
Details	1.5 ba · 1,472 sqft · built 1964
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Oct 2000)
Tax Bill	$584 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-250-00322413`

Property Details

APN / Parcel Number

Primary APN	`04-250-00322413`
Alternative APNs	`4-250-00322413` `25000322413`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,472 sqft Gross Area
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	25000322413
Street Address	838 ELMHURST RD
City	SEVERN
State	MD
Zip	21144-2063
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LTS 20 TO 25 BK T ELMHURST
Legal Subdivision	ELMHURST
Legal Block	T
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1020
Census Tract	751400

Owner

838 Elmhurst Rd is owned and occupied by an individual who bought it in October 2000.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	838 ELMHURST RD, SEVERN, MD 21144-2063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2000 · Amount on File
Deed Sale	Oct 31, 2000 · Amount on File
Prior Sale	Jun 25, 1999 · Amount on File
Deed Document Number	200013752
Deed Book / Page	10035 / 705
Transfer Doc	0108610429
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	838 ELMHURST RD, SEVERN, MD 21144-2063
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 ELMHURST RD, SEVERN, MD 21144-2063

Mortgage

Document Number	0420470184
Date	Feb 3, 2026
Book Page	42047/184

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	838 ELMHURST RD, SEVERN, MD 21144-2063
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360820193
Date	Feb 4, 2021
Book Page	36082/193

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 838 Elmhurst Rd was $584 with a homeowner's exemption, up 3.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,833 (+6.6%)	$426,900 (+19.81%) Land $216,500 Building $210,400
2025	$584.00 (+3.91%) Homeowner's exemption	$356,300 Land $171,500 Building $184,800	$356,300 Land $171,500 Building $184,800
2024	$562.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$337,367	$356,300 Land $171,500 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Elmhurst Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 838 Elmhurst Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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