838 E Vfw Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 838 E Vfw Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1980
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Sep 2023)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-007-400-005-00`

Property Details

APN / Parcel Number

Primary APN	`092-007-400-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,568 sqft Building Perimeter
1st Floor Area	1,568 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	73,616 sqft (1.69 acres)
Garage Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	838 E VFW RD
City	CHEBOYGAN
State	MI
Zip	49721-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM E 1/4 COR SEC 7, T37N,R1W; TH N 86D 30M W 604.4FT; TH S 0 D 30M E 33.08FT TO NLY ROW CO RD; TH N 86D 30M W 120.43FT TO
Legal Range	01W
Legal Township	037
Legal Section	07
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3042
Census Tract	960300

Owner

Source: Cheboygan County records · APN 092-007-400-005-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13020 ROOSEVELT ST, WOLVERINE, MI 49799-9226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ
Oct 02, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Oct 02, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Oct 02, 2018 · Amount on Record
Deed Book / Page	1516 / 972
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 29, 2023
Property Address	838 E VFW RD, CHEBOYGAN, MI 49721-9006
Document Number	001516/972
Book / Page	1516 / 972
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13020 ROOSEVELT ST, WOLVERINE, MI 49799-9226

Mortgage

Document Number	0001516974
Date	Sep 29, 2023
Instrument	1516/974

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	838 E VFW RD, CHEBOYGAN, MI 49721-9006
Transaction Type	Mortgage
Record Updated	Jan 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 E VFW RD, CHEBOYGAN, MI 49721-9006

Mortgage

Document Number	0000001471/0000000072
Date	Dec 21, 2021
Book Page	0000001471/0000000072

Lender

Name	NEWREZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	838 E VFW RD, CHEBOYGAN, MI 49721-9006
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001370/0000000090
Date	Oct 02, 2018
Book Page	0000001370/0000000090

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 02, 2018
Property Address	838 E VFW RD, CHEBOYGAN, MI 49721-9006
Document Number	1370/88
Book / Page	1370 / 88
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6849 S EXTENSION RD, CHEBOYGAN, MI 49721-9725

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Inverness Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,500 (+44.59%)	$251,000 (+44.59%)
2025	$1,552.00 (+9.99%)
2023		$86,800	$173,600
2022	$1,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Presque Isle Electric & Gas Co-op, Verizon.

Based on FCC filings for 71 locations within half a mile of this property.

Nearby Properties on E Vfw Rd

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