Cass County property record for 838 County 46 NW, Backus, MN 56435 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 1985 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,284 (2026) |
| Deeds & Mortgages | May 2021 Refinance Feb 2018 Mortgage + 1 more |
| APN | 32-003-4104 |
| Primary APN | 32-003-4104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Base Area |
| 1st Floor Area | 1,820 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 204,732 sqft (4.7 acres) |
| Lot Dimensions | 300 ft deep x 210 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 660 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 22463 |
|---|---|
| Street Address | 838 COUNTY 46 NW |
| City | BACKUS |
| State | MN |
| Zip | 56435-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOV LOT 7 |
| Legal Range | 29 |
| Legal Township | 139 |
| Legal Section | 03 |
| Legal Lot Number | 7 |
| Jurisdiction | CASS MN |
| Township / Civil Division | PONTO LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 960302 |
Source: Cass County records · APN 32-003-4104
Assessment roll updated April 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 838 COUNTY 46 NW, BACKUS, MN 56435-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Feb 14, 2018 | Deed of Trust, Mortgage FEDERAL SAVINGS BANK |
| Oct 01, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 29, 2018 |
| Transfer Doc | 0000644627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 838 COUNTY 46 NW, BACKUS, MN 56435-3006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000672651 |
|---|---|
| Date | May 20, 2021 |
| Instrument | A000672651 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 838 COUNTY 46 NW, BACKUS, MN 56435-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000638503 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 000000638503 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Oct 01, 2018 |
| Property Address | 838 COUNTY 46 NW, BACKUS, MN 56435-3006 |
| Document Number | A000644627 |
| Instrument Date | Aug 29, 2018 |
| Instrument | A000644627 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 838 COUNTY 46 NW, BACKUS, MN 56435-3006 |
Source: Cass County records · Assessment roll updated April 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| County Subdivision | Ponto Lake Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,284.00 (+2.51%) Homeowner's exemption | ||
| 2025 | $2,228.00 (+49.13%) | $456,800 (+34.55%) Land $217,400 Building $239,400 | $456,800 (+34.55%) Land $217,400 Building $239,400 |
| 2023 | $1,494.00 | ||
| 2022 | $339,500 Land $139,400 Building $200,100 | $339,500 Land $139,400 Building $200,100 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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