Elk County property record for 838 Cotter Rd, Saint Marys, PA 15857
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · built 1958 |
| Lot Size | 58.5 acres (2,548,260 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $984 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-005-3323 |
| Primary APN | 13-13-005-3323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 2,548,260 sqft (58.5 acres) |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 838 COTTER RD |
|---|---|
| City | SAINT MARYS |
| State | PA |
| Zip | 15857 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | CLEAN GREEN 2014 |
| Jurisdiction | ELK PA |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 951100 |
Source: Elk County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 452 CHURCH ST, SAINT MARYS, PA 15857-1014 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Elk County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Elk County |
| Municipality | St. Marys City |
| Unified School District | St. Marys Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $984.00 (+2.82%) | $11,550 (-) Land $2,600 Building $8,950 | $23,100 (-) |
| 2025 | $957.00 (+2.13%) | $11,550 (-) Land $2,600 Building $8,950 | $23,100 (-) |
| 2024 | $937.00 (+8.83%) | $11,550 (-) Land $2,600 Building $8,950 | |
| 2023 | $861.00 | $11,550 Land $2,600 Building $8,950 | |
| 1984 | $23,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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