838 Childs Point Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 838 Childs Point Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	7 ba · 7,431 sqft · built 2003
Lot Size	3.91 acres (170,755 sqft)
Owner	2 Company Names on File
Last Sale	$3,400,000 (Apr 2022)
Tax Bill	$29,949 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-145-09332920`

Property Details

APN / Parcel Number

Primary APN	`02-145-09332920`
Alternative APNs	`2-145-09332920` `14509332920`

Interior

Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,431 sqft Living Area
Gross Area	8,968 sqft
1st Floor Area	2,930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	170,755 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,537 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	532 sqft
Porch	Open Porch
Porch Area	1,087 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	14509332920
Street Address	838 CHILDS POINT RD
City	ANNAPOLIS
State	MD
Zip	21401-4489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 BYWATER ESTATES
Legal Subdivision	BYWATER ESTATES
Legal Block	4
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4024
Census Tract	702500

Owner

838 Childs Point Rd is owned by a company that acquired it in February 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 25, 2026	Correction Deed · Line of Credit TOWER FCU
Apr 18, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Mar 22, 2005 · Amount on File
Deed Book / Page	38618 / 28
Last Transfer Date	Feb 25, 2026
Transfer Doc	0421110293
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489

Mortgage

Document Number	0397090421
Date	Jun 8, 2023
Book Page	39709/421

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 25, 2026
Property Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489
Document Number	0421110293
Book / Page	42111 / 293
Map Reference	MB 215 PL 45
Instrument Date	Feb 25, 2026
Record Updated	Apr 15, 2026
Title Company	EAGLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489

Mortgage

Document Number	0042208500
Date	Feb 25, 2026
Instrument	42208/500

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 18, 2022
Property Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489
Document Number	0386180028
Book / Page	38618 / 28
Map Reference	MB 215 PL 45
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	838 CHILDS POINT RD, ANNAPOLIS, MD 21401-4489

Mortgage

Document Number	0003861839
Date	Apr 18, 2022
Instrument	38618/39

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 838 Childs Point Rd was $29,949, up 11.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,476,400 (+9.52%) Land $898,100 Building $2,578,300	$3,476,400 (-) Land $898,100 Building $2,578,300
2025	$29,949.00 (+11.92%) Homeowner's exemption	$3,174,100	$3,476,400 Land $898,100 Building $2,578,300
2024	$26,760.00 (-3.52%)
2023	$27,737.00	$2,569,500 Land $898,100 Building $1,671,400	$2,569,500 Land $898,100 Building $1,671,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Childs Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Childs Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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