Merced County property record for 838 Auction St, Los Banos, CA 93635
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,492 sqft · built 2018 |
| Lot Size | 0.079 acres (3,442 sqft) |
| Owner | Trust Name on File |
| Last Sale | $360,000 (Feb 2020) |
| Tax Bill | $4,121 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-260-053-000 |
| Primary APN | 027-260-053-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 3,442 sqft (0.079 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 027-260-053 |
|---|---|
| Street Address | 838 AUCTION ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-8592 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAGES AT LOS BANOS PH 2 LOT 6 |
| Legal Subdivision | 2007-09 VILLAGES/LOS BANOS PH |
| Legal Lot Number | 6 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2201 |
838 Auction St, a condominium, is owner-occupied and held in a trust since February 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 838 AUCTION ST, LOS BANOS, CA 93635-8592 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Grant Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jul 30, 2018 | Grant Deed, Transfer ORANGE COAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on File |
| Deed Sale | Feb 28, 2020 · Amount on File |
| Prior Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 20207154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 28, 2020 |
| Property Address | 838 AUCTION ST, LOS BANOS, CA 93635-8592 |
| Document Number | 0000007154 |
| Map Reference | MB 79 PG 48-55 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2020007154 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ORANGE COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 838 AUCTION ST, LOS BANOS, CA 93635-8592 |
| Document Number | 0000007155 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020007155 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 30, 2018 |
| Property Address | 838 AUCTION ST, LOS BANOS, CA 93635-8592 |
| Document Number | 0000023136 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 23136 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $275.55 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17950 PRESTON RD #330 DALLAS TX 752525775, 330, DALLAS, TX 75252-5775 |
The 2025 property tax bill for 838 Auction St was $4,121 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $352,000 (+6.51%) Land $70,000 Building $282,000 | |
| 2025 | $4,121.00 Homeowner's exemption | $330,500 Land $70,000 Building $260,500 |
| 2023 | $4,258.00 (-4.91%) Homeowner's exemption | $349,000 Land $50,000 Building $299,000 |
| 2022 | $4,478.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 838 Auction St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 838 Auction St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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