838 97th Ave N, Naples, FL 34108 Property Records

Collier County property record for 838 97th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,566 sqft · built 1989
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Jun 2022)
Tax Bill	$7,068 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`511000 61 403A28`

Property Details

APN / Parcel Number

Primary APN	`511000 61 403A28`
Alternative APNs	`6277112000811950061403` `62771120008`

Interior

Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	225 sqft
Deck Area	691 sqft

Location & Zoning

Street Address	838 97TH AVE N
City	NAPLES
State	FL
Zip	34108-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 61 LOT 40 OR 1476 PG 1399
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	61
Legal Lot Number	40
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10109

Owner

838 97th Ave N is owned by a company that acquired it in September 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	9045 STRADA STELL CT, 400, NAPLES, FL 34109-4438
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA
Oct 4, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 1, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK
Dec 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 8, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 27, 2018	Warranty Deed, Transfer SUMMIT TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	20226260082
Deed Book / Page	6133 / 3081
Last Transfer Date	Sep 17, 2022
Transfer Doc	0061780430
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 97TH AVE N, NAPLES, FL 34108-2285

Mortgage

Document Number	0061883517
Date	Nov 8, 2022
Book Page	6188/3517
Instrument	6327237

Lender

Name	TD BANK NA
Type	Bank
Address	CHERRY HILL, NJ 08034

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 4, 2022
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0061780430
Book / Page	6178 / 430
Map Reference	MB 3 PG 14
Instrument Date	Sep 17, 2022
Instrument	6313979
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1386 WILLOWDOWN ROAD, 1386, NAPLES, FL 34109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9045 STRADA STELL CT, NAPLES, FL 34109-4438

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 1, 2022
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0061333081
Book / Page	6133 / 3081
Map Reference	MB 3 PG 14
Instrument Date	May 19, 2022
Instrument	6260082
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4549 HAWTHORNE CROSSOVER, 4549, FORT WAYNE, IN 46845-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 WILLOWDAWN ROAD, OAKVILLE XX

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 HAWTHORNE CROSSOVER, FORT WAYNE, IN 46845-8643

Mortgage

Document Number	0060713651
Date	Jan 18, 2022
Book Page	6071/3651
Instrument	6190898

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 1, 2021
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0060483750
Book / Page	6048 / 3750
Map Reference	MB 3 PG 14
Instrument Date	Nov 13, 2021
Instrument	6166652
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,767.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 BINNACLE DR, 622, NAPLES, FL 34103-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13503 AGRAMONT TER, FORT WAYNE, IN 46845-8627
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 8, 2020
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0057492014
Book / Page	005749 / 002014
Instrument Date	Apr 3, 2020
Instrument	5853362
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 BINNACLE DR NAPLES FL 341032724, NAPLES, FL 34103-2724

Mortgage

Document Number	57492016
Date	Apr 8, 2020
Book Page	005749/002016
Instrument	5853363

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 27, 2018
Property Address	838 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0054811610
Book / Page	005481 / 001610
Instrument Date	Feb 26, 2018
Instrument	5516613
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	SUMMIT TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5121 NAPOLI DR NAPLES FL 341038958, NAPLES, FL 34103-8958

Tax Assessment & Valuation

The 2025 property tax bill for 838 97th Ave N was $7,068, down 9.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,188 (-10.87%) Land $394,875 Building $236,313	$631,188 (-10.87%) Land $394,875 Building $236,313
2025	$7,068.00 (-9.52%)	$708,141 Land $351,000 Building $357,141	$708,141 Land $351,000 Building $357,141
2024	$7,812.00 (-3.59%)
2023	$8,103.00 (+29.63%)	$791,921 (+39.19%) Land $496,125 Building $295,796	$791,921 (+39.19%) Land $496,125 Building $295,796
2022	$6,251.00	$568,952 Land $295,904 Building $273,048	$568,952 Land $295,904 Building $273,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 97th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	38 (1982–2022)
Claims Outside the SFHA	16 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 97th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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