838 3rd St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 838 3rd St, Ocean City, NJ 08226 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 2018
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Dec 2018)
Tax Bill	$8,167 (2024)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-00302-0000-00011-0000-C2`

Property Details

APN / Parcel Number

Primary APN	`08-00302-0000-00011-0000-C2`

Interior

Stories	1 Story
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Street Address	838 3RD ST, 2
City	OCEAN CITY
State	NJ
Zip	08226-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: OB302 L20
Legal Block	302
Legal Lot Number	11
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	3
Census Block	3043
Census Tract	20101

Owner

Source: Cape May County and Ocean City records · APN 08-00302-0000-00011-0000-C2

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 MASON WOODS LN, HAINESPORT, NJ 08036-2761
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Grant Deed, Subdivision Related Transfer BANK OF AMERICA
Oct 29, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage OCEANFIRST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	201878328
Deed Book / Page	3830 / 415
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	2018049585
Record Updated	Sep 20, 2026

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 19, 2018
Property Address	838 3RD ST, OCEAN CITY, NJ 08226-4018
Document Number	0038300415
Book / Page	003830 / 000415
Instrument Date	Nov 27, 2018
Instrument	78328
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 07, 2019
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 MASON WOODS LN HAINESPORT NJ 080362761, HAINESPORT, NJ 08036-2761

Mortgage

Document Number	60270592
Date	Dec 19, 2018
Book Page	006027/000592
Instrument	78329

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 29, 2018
Property Address	838 3RD ST, OCEAN CITY, NJ 08226-4018
Document Number	0038210348
Book / Page	003821 / 000348
Instrument Date	Oct 03, 2018
Instrument	73030
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 BAEDER RD JENKINTOWN PA 190461554, JENKINTOWN, PA 19046-1554

Mortgage

Document Number	60130883
Date	Oct 29, 2018
Book Page	006013/000883
Instrument	73031

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cape May County and Ocean City records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,900 (-) Land $374,000 Building $353,900	$727,900 (-) Land $374,000 Building $353,900
2025		$727,900 (-) Land $374,000 Building $353,900	$727,900 (-) Land $374,000 Building $353,900
2024	$8,167.00 (+9.04%)
2023		$727,900 (-) Land $374,000 Building $353,900	$727,900 (-) Land $374,000 Building $353,900
2022	$7,490.00 (+2.39%)	$727,900 Land $374,000 Building $353,900	$727,900 Land $374,000 Building $353,900
2021	$7,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 397 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1,266 units insured 869 under condo master policies
Nearby Flood Claims	629 (1978–2018)
Claims Outside the SFHA	3 of 629
Most Recent Claim	May 2018
Claims By Storm	Hurricane Sandy, Oct 2012 · 353 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 88 claims Coastal Storms & Flooding, Mar 1984 · 50 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 799 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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