Polk County property record for 838 2nd St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 624 sqft · built 1946 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $604 (2025) |
| Deeds & Mortgages | Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-17-544500-021800 |
| Primary APN | 26-28-17-544500-021800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,462 sqft (0.332 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Screened/Unfinished Porch |
| Porch Area | 213 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Street Address | 838 2ND ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IDA LAKE SUB PB 6 PG 10 IN SEC 8/17 T20 R26 BLK B LOTS 18 THRU 20 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | IDA LAKE SUBDIVISION |
| Legal Tract | 544500 |
| Legal Block | B |
| Legal Lot Number | 18-20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 13601 |
838 2nd St, a single family home, is owned by two individuals.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 LAKE ARROWHEAD DR, WINTER HAVEN, FL 33880-1018 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 12, 2017 |
| Property Address | 838 2ND ST, WINTER HAVEN, FL 33881-1412 |
| Document Number | 0101170838 |
| Book / Page | 010117 / 000838 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 69983 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 LAKE ARROWHEAD DR WINTER HAVEN FL 338801018, WINTER HAVEN, FL 33880-1018 |
The 2025 property tax bill for 838 2nd St was $604.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,894 (+1%) | $53,061 (+0.3%) Land $8,677 Building $44,384 | |
| 2025 | $604.00 | $40,813 | $52,904 Land $8,677 Building $44,227 |
| 2023 | $1,057.00 (+8.3%) | $54,716 (+12.74%) Land $8,677 Building $46,039 | $54,716 (+12.74%) Land $8,677 Building $46,039 |
| 2022 | $976.00 | $48,533 Land $7,231 Building $41,302 | $48,533 Land $7,231 Building $41,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 838 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 838 2nd St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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