8379 Palacio Ter S, Naples, FL 34114 Property Records

Collier County property record for 8379 Palacio Ter S, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,089 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Jun 2021)
Tax Bill	$12,746 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`281750 1025B23`

Property Details

APN / Parcel Number

Primary APN	`281750 1025B23`
Alternative APN	`31347853248`

Interior

Stories	1 Story
Building Area	3,089 sqft Living Area
1st Floor Area	3,089 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Pool Area	180 sqft
Deck Area	448 sqft

Location & Zoning

Street Address	8379 PALACIO TER S
City	NAPLES
State	FL
Zip	34114-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE ONE LOT 102
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH1 PHASE ONE
Legal Phase	1
Legal Tract	281750
Legal Block	1
Legal Lot Number	102
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8379 PALACIO TER S, NAPLES, FL 34114-8143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Mar 17, 2017	Deed of Trust, Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	20216074901
Deed Book / Page	5962 / 424
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8379 PALACIO TER S, NAPLES, FL 34114-8143
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8379 PALACIO TER S, NAPLES, FL 34114-8143

Mortgage

Document Number	0062050314
Date	Jan 9, 2023
Book Page	6205/314
Instrument	6348817

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 10, 2021
Property Address	8379 PALACIO TER S, NAPLES, FL 34114-8143
Document Number	0059620424
Book / Page	5962 / 424
Map Reference	MB 55 PG 1
Instrument Date	May 27, 2021
Instrument	6074901
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 EAGLE CREEK DR # DRJ102, 776, NAPLES, FL 34113-8003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8379 PALACIO TER S, NAPLES, FL 34114-8143

Mortgage

Document Number	0005962426
Date	Jun 10, 2021
Instrument	5962/426

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8379 PALACIO TER S, NAPLES, FL 34114-8143
Document Number	0053760077
Book / Page	005376 / 000077
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8379 PALACIO TER S NAPLES FL 341148143, NAPLES, FL 34114-8143

Mortgage

Document Number	0053760077
Date	Mar 27, 2017
Book Page	005376/000077
Instrument	5383391

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$978,990 (+1.41%) Land $237,524 Building $741,466	$978,990 (-1.18%) Land $237,524 Building $741,466
2025	$12,746.00 (+9.51%)	$965,411 (+14.61%)	$990,672 (+17.61%) Land $426,888 Building $563,784
2023	$11,639.00 (-2.02%)	$842,356 (+3.25%) Land $165,528 Building $676,828	$842,356 (+3.25%) Land $165,528 Building $676,828
2022	$11,879.00	$815,839 Land $123,493 Building $692,346	$815,839 Land $123,493 Building $692,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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