8378 Terrence St, Babbitt, MN 55706 Property Records

St. Louis County property record for 8378 Terrence St, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,528 sqft · built 1978
Lot Size	0.553 acres (24,106 sqft)
Owner	Individual Name on Record
Last Sale	$83,500 (Jun 2018)
Tax Bill	$432 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`625-0031-00170`

Property Details

APN / Parcel Number

Primary APN	`625-0031-00170`
Alternative APNs	`625-0011-04992` `1052183`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Gross Area
1st Floor Area	1,528 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	24,106 sqft (0.553 acres)
Deck Area	360 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1052183
Street Address	8378 TERRENCE ST
City	BABBITT
State	MN
Zip	55706-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0017 BLOCK:000 SERIAL #
Legal Subdivision	NORTH BABBITT FIRST ADD
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2157
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8378 TERRENCE ST, BABBITT, MN 55706-8102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 6, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Mar 25, 2015 · Amount on Record
Deed Document Number	20181334089
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8378 TERRENCE ST, BABBITT, MN 55706-8102
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001421263
Date	Aug 9, 2021
Instrument	1421263

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 6, 2018
Property Address	8378 TERRENCE ST, BABBITT, MN 55706-8102
Document Number	00A1334089
Instrument Date	May 25, 2018
Instrument	A1334089
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	CORELOGIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8378 TERRENCE ST BABBITT MN 557068102, BABBITT, MN 55706-8102

Mortgage

Document Number	A1334090
Date	Jun 6, 2018
Instrument	A1334090

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$432.00 (+5,3%) Homeowner's exemption
2025	$8.00 (+33.33%) Homeowner's exemption	$120,600 (+4.51%) Land $17,800 Building $102,800	$120,600 (+4.51%) Land $17,800 Building $102,800
2024		$115,400 (+19,133.33%) Land $17,300 Building $98,100	$115,400 (+19,133.33%) Land $17,300 Building $98,100
2022	$6.00	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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