8376 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8376 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,347 sqft · built 2017
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,607 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-2S-26-0000-00502-0000`

Property Details

APN / Parcel Number

Primary APN	`08-2S-26-0000-00502-0000`
Alternative APN	`S262080000005020000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,347 sqft Living Area
Gross Area	6,444 sqft
1st Floor Area	3,347 sqft
Attic	Attic
Attic Area	725 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	87,556 sqft (2.01 acres)
Lot Dimensions	450 ft deep x 195 ft wide
Garage Type	Attached
Garage Area	1,433 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8376 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIBED AS PARCEL A: COM SE CORN OF LOT 2 THN N 50 FT TO N R/W OF EAST BAY BLVD THN N8910W 330.10 FT TO POB THN CONT 195.0 FT THN N00W 450.00 FT TO S LN OF PB F PG 75 (RIVERSIDE LANDING) THN S89 10E ON S SUB LN 195 FT TO W LN THN S00W 450 FT TO
Legal Range	26W
Legal Township	2S
Legal Section	08
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1308
Census Tract	10802

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · VA Mortgage E HOME LOANS
Dec 12, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage EGLIN FCU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Mar 31, 2017	Loan Modification, Mortgage BEACH CMNTY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 7, 2023
Transfer Doc	0044571970
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 2, 2026
Property Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309
Document Number	0000033375
Book / Page	4762 / 2060
Instrument Date	Jun 25, 2026
Instrument	202633375
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309

Mortgage

Document Number	0000033375,
Date	Jul 2, 2026
Book Page	4762/2060
Instrument	202633375

Lender

Name	E HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 12, 2023
Property Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309
Document Number	0044571970
Book / Page	4457 / 1970
Instrument Date	Dec 7, 2023
Instrument	202355059
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309

Mortgage

Document Number	0044571972
Date	Dec 12, 2023
Instrument	4457/1972

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309

Mortgage

Document Number	0040381616
Date	Dec 7, 2020
Book Page	4038/1616
Instrument	202065488

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	8376 E BAY BLVD, NAVARRE, FL 32566-6309
Document Number	0036140959
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8376 E BAY BLVD NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	0036140959
Date	Apr 12, 2017
Book Page	003614/000959
Instrument	14182

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$513,461 (+2.9%)	$697,103 (+5.35%) Land $100,500 Building $596,603
2024	$5,607.00 (+2.04%) Homeowner's exemption Disabled Person's exemption	$498,990 (+3%)	$661,715 (+0.8%) Land $80,400 Building $581,315
2023	$5,495.00 (+2.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$484,456 (+3%)	$656,481 (+2.37%) Land $80,400 Building $576,081
2022	$5,360.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$470,346	$641,290 Land $80,400 Building $560,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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