8375 105th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8375 105th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2020
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$236,400 (Sep 2020)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`31-38-33-00005-0070-00010.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00005-0070-00010.0`
Alternative APN	`28908`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,650 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	480 sqft
Porch	Open Porch
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	28908
Street Address	8375 105TH AVE
City	VERO BEACH
State	FL
Zip	32967-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT O BLK G LOT 10 PBI 6-22
Legal Range	38
Legal Township	31
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT O
Legal Block	G
Legal Lot Number	10
Legal Unit	O
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2120
Census Tract	50903

Owner

8375 105th Ave is owned and occupied by an individual who bought it in September 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8375 105TH AVE, VERO BEACH, FL 32967-3632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Nov 27, 2017	Loan Modification, Mortgage · Line of Credit JAY STERN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Deed Document Number	3120200056971
Deed Book / Page	3341 / 1075
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 24, 2020
Property Address	8375 105TH AVE, VERO BEACH, FL 32967-3632
Document Number	0033411075
Book / Page	3341 / 1075
Map Reference	MB 6 PG 22
Instrument Date	Sep 18, 2020
Instrument	3120200056971
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,654.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650249, VERO BEACH, FL 32965-0249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8375 105TH AVE, VERO BEACH, FL 32967-3632

Mortgage

Document Number	33411076
Date	Sep 24, 2020
Instrument	3341/1076

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 27, 2017
Property Address	8375 105TH AVE, VERO BEACH, FL 32967-3632
Document Number	0030721433
Book / Page	003072 / 001433
Instrument Date	Nov 17, 2017
Instrument	67443
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2041 GREY FALCON CIR SW VERO BEACH FL 329628617, VERO BEACH, FL 32962-8617

Mortgage

Document Number	30721433
Date	Nov 27, 2017
Book Page	003072/001433
Instrument	67443

Lender

Name	JAY STERN
Address	2041 GREY FALCON CIR SW, VERO BEACH, FL 32962-8617

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8375 105th Ave was $2,976.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00	$220,350	$261,924 Land $30,281 Building $231,643
2023	$2,563.00 (+3.01%)	$207,903 (+3%)	$278,355 (+11.67%) Land $24,863 Building $253,492
2022	$2,488.00	$201,847	$249,261 Land $20,400 Building $228,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8375 105th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8375 105th Ave is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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