8374 Bowden Way, Windermere, FL 34786 Property Records

Orange County property record for 8374 Bowden Way, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,795 sqft · built 1999
Lot Size	0.363 acres (15,834 sqft)
Owner	2 Company Names on File
Last Sale	$470,000 (Sep 2015)
Tax Bill	$13,738 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-23-28-4074-03-070`

Property Details

APN / Parcel Number

Primary APN	`29-23-28-4074-03-070`
Alternative APNs	`282329407403070` `294229` `299079` `303244`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,795 sqft Living Area
Gross Area	3,747 sqft
1st Floor Area	2,795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,834 sqft (0.363 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8374 BOWDEN WAY
City	WINDERMERE
State	FL
Zip	34786-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENES POINTE UNIT 1 39/74 LOT 307
Legal Range	28E
Legal Township	23S
Legal Section	29
Legal Subdivision	KEENES POINTE UT 1
Legal Tract	4074
Legal Block	3
Legal Lot Number	307
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2011
Census Tract	17108

Owner

Source: Orange County records · APN 29-23-28-4074-03-070

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	8374 BOWDEN WAY, WINDERMERE, FL 34786-5301
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Prior Sale	Apr 08, 1999 · Amount on Record
Deed Document Number	2015479829
Deed Book / Page	10982 / 2299
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000280901
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8374 BOWDEN WAY, WINDERMERE, FL 34786-5301
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8374 BOWDEN WAY, WINDERMERE, FL 34786-5301

Mortgage

Document Number	20210256198
Date	Apr 28, 2021
Instrument	20210256198

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,320 (-1.29%) Land $230,000 Building $573,320	$803,320 (-1.29%) Land $230,000 Building $573,320
2025	$13,738.00 (+3.99%)	$813,850 (+65.92%) Land $230,000 Building $583,850	$813,850 (+15.7%) Land $230,000 Building $583,850
2024	$13,211.00 (+78.7%)
2023	$7,393.00 (+3.31%) Homeowner's exemption	$490,511 (+3%)	$703,402 (+32.4%) Land $230,000 Building $473,402
2022	$7,156.00 Homeowner's exemption	$476,224	$531,252 Land $130,000 Building $401,252

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 158 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.