Douglas County property record for 8372 White Cloud St, Highlands Ranch, CO 80126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,943 sqft · built 1987 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,900 (Sep 1998) |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Jul 2025 Reverse Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2229-03-1-13-040 |
| Primary APN | 2229-03-1-13-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,943 sqft Living Area |
| Basement Area | 685 sqft |
| Finished Basement | 685 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,528 sqft (0.081 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0328994 |
|---|---|
| Street Address | 8372 WHITE CLOUD ST |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80126-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDU |
| Legal Description | LOT 53 BLK 1 HIGHLANDS RANCH #23 .081 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Quarter | NE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14107 |
8372 White Cloud St is owned and occupied by an individual who bought it in September 1998.
Source: Douglas County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8372 WHITE CLOUD ST, HIGHLANDS RANCH, CO 80126-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2025 | Intrafamily Transfer, Transfer · Reverse Mortgage THE MONEY HOUSE INC |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 1998 · Amount on File |
| Deed Sale | Sep 21, 1998 · Amount on File |
| Prior Sale | Apr 26, 1996 · Amount on File |
| Deed Document Number | 199874645 |
| Deed Book / Page | 1600 / 2353 |
| Prior Transfer Date | Apr 15, 1996 |
| Prior Transfer Doc | 0000022048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Jul 9, 2025 |
| Property Address | 8372 WHITE CLOUD ST, HIGHLANDS RANCH, CO 80126-2408 |
| Document Number | 0000031711 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 2025031711 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8372 WHITE CLOUD ST, HIGHLANDS RANCH, CO 80126-2408 |
| Document Number | 0000031712 |
|---|---|
| Date | Jul 9, 2025 |
| Instrument | 2025031712 |
| Name | THE MONEY HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Monthly |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 8372 WHITE CLOUD ST, HIGHLANDS RANCH, CO 80126-2408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000057085 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017057085 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2037 |
The 2025 property tax bill for 8372 White Cloud St was $3,479, up 13.4% from the year before.
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,180 (-) Land $8,030 Building $28,150 | $532,057 (-) Land $118,128 Building $413,929 | |
| 2025 | $3,479.00 (+13.36%) | $36,180 Land $8,030 Building $28,150 | $532,057 Land $118,128 Building $413,929 |
| 2024 | $3,069.00 (+0.16%) | ||
| 2023 | $3,064.00 | $36,260 Land $9,030 Building $27,230 | $541,201 Land $134,813 Building $406,388 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8372 White Cloud St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8372 White Cloud St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BAM Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: CenturyLink, Verizon.
5G (outdoors only) and 4G LTE
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