8372 Oak Pointe Ct, Mobile, AL 36695 Property Records

Mobile County property record for 8372 Oak Pointe Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2003
Lot Size	0.134 acres (5,836 sqft)
Owner	Individual Name on Record
Last Sale	$143,200 (Jul 2006)
Tax Bill	$700 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022707362000005022`

Property Details

APN / Parcel Number

Primary APN	`R022707362000005022`
Alternative APNs	`27 07 36 2 000 005.022` `03274405` `3274405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	1,379 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,836 sqft (0.134 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3274405
Street Address	8372 OAK POINTE CT
City	MOBILE
State	AL
Zip	36695-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 OAK POINTE PLACE MBK 98/7 #SEC 36 T4S R3W #MP27 07 36 2 000
Legal Range	04S
Legal Township	04S
Legal Section	36
Legal Subdivision	OAK POINTE
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3025
Census Tract	6409

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8372 OAK POINTE CT, MOBILE, AL 36695-7101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Aug 18, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 5, 2025	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2006 · Amount on Record
Deed Sale	Jul 28, 2006 · Amount on Record
Prior Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	200657354
Deed Book / Page	6014 / 1626
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 1, 2026
Property Address	8372 OAK POINTE CT, MOBILE, AL 36695-7101
Document Number	0000039054
Instrument Date	Jun 23, 2026
Instrument	202639054
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8372 OAK POINTE CT, MOBILE, AL 36695-7101

Mortgage

Document Number	0000039054,
Date	Jul 1, 2026
Instrument	202639054

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	8372 OAK POINTE CT, MOBILE, AL 36695-7101
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054447
Date	Aug 18, 2022
Instrument	2022054447

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	8372 OAK POINTE CT, MOBILE, AL 36695-7101
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8372 OAK POINTE CT, MOBILE, AL 36695-7101

Mortgage

Document Number	0000054272
Date	Sep 5, 2025
Instrument	2025054272

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	888 W BIG BEAVER RD STE 1290, TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (-5.41%) Homeowner's exemption Senior Citizen's exemption	$17,420 (+6.03%) Land $3,500 Building $13,920	$174,200 (+6.03%) Land $35,000 Building $139,200
2024	$740.00 (+40.95%) Homeowner's exemption	$16,430 (+34.56%) Land $3,500 Building $12,930	$164,300 (+34.56%) Land $35,000 Building $129,300
2023	$525.00 Homeowner's exemption	$12,210 Land $2,750 Building $9,460	$122,100 Land $27,500 Building $94,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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