8371 Lower Troy Rd, Temple, TX 76501 Property Records

Bell County property record for 8371 Lower Troy Rd, Temple, TX 76501 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,683 sqft · built 1975
Lot Size1.22 acres (53,448 sqft)
Owner2 Individual Names on File
Last Sale$396,682 (Sep 2025)
Tax Bill$1,581 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0557710100

Property Details

APN / Parcel Number

Primary APN0557710100
Alternative APNs
  • 43066
  • 81891

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,683 sqft
FlooringVinyl/Resilient
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area53,448 sqft (1.22 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area186 sqft
Canopy469 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8371 LOWER TROY RD
CityTEMPLE
StateTX
Zip76501-6691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0572BC M MORALES, 6-1, ACRES 1.227
Legal SubdivisionM MORALES
Legal Block2
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2002
Census Tract20402

Owner

Source: Bell County records · APN 0557710100

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8371 LOWER TROY RD, TEMPLE, TX 76501-6691
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Vendor's Lien, Transfer · FHA Mortgage
FIRST NATIONAL BANK TEXAS
Aug 02, 2021Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Prior SaleAug 02, 2021 · Amount on Record
Deed Document Number202544221
Record UpdatedSep 20, 2026

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 09, 2025
Property Address8371 LOWER TROY RD, TEMPLE, TX 76501-6691
Document Number0000044221
Map ReferenceVOL 4395 PG 477
Instrument DateSep 03, 2025
Instrument2025044221
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8371 LOWER TROY RD, TEMPLE, TX 76501-6691

Mortgage

Document Number0000044222
DateSep 09, 2025
Instrument2025044222
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 02, 2021
Property Address8371 LOWER TROY RD, TEMPLE, TX 76501-6691
Document Number0000049345
Instrument DateAug 02, 2021
Instrument2021049345
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8371 LOWER TROY RD, TEMPLE, TX 76501-6691

Transferred To (Grantee/Buyer)

NameVerified Name
Address5837 WORTHING, TEMPLE, TX 76502-1992

Mortgage

Document Number0000049346
DateAug 02, 2021
Instrument2021049346
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,581.00 (-39.29%) Homeowner's exemption$274,991 (-3.61%) Land $53,605 Building $221,386$274,991 (-3.61%) Land $53,605 Building $221,386
2024$2,604.00 (-5.24%)
2023$2,748.00 (-23.11%) Homeowner's exemption$285,292 Land $48,732 Building $236,560$285,292 Land $48,732 Building $236,560
2022$3,574.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270204022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 33% of Texas
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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