837 Union St, Owosso, MI 48867 Property Records

Shiawassee County property record for 837 Union St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,007 sqft
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Sep 2020)
Tax Bill	$935 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-68-004-017`

Property Details

APN / Parcel Number

Primary APN	`007-68-004-017`
Alternative APN	`0076800401700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,007 sqft Heated Area
1st Floor Area	664 sqft
Basement Area	600 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	118 ft deep x 39 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	837 UNION ST
City	OWOSSO
State	MI
Zip	48867-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE SUB. CALEDONIA TWP COM AT PT 80.7 FT N'LY FROM SW COR OF BLK 4 TH E 109.6 FT TO E LN OF LOTS 17 & 21 TH N'LY 39.35
Legal Subdivision	RIVERSIDE SUB
Legal Block	4
Legal Lot Number	17,21
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	3
Census Block	3042
Census Tract	31600

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	837 UNION ST, OWOSSO, MI 48867-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Transfer · Conventional with PMI PFCU
Oct 31, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	20203336710
Deed Book / Page	1273 / 42
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0003276592
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 17, 2020
Property Address	837 UNION ST, OWOSSO, MI 48867-3950
Document Number	0012730042
Book / Page	001273 / 000042
Instrument Date	Sep 14, 2020
Instrument	3336710
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	837 UNION AVE OWOSSO MI 48867, OWOSSO, MI 48867

Mortgage

Document Number	12730043
Date	Sep 17, 2020
Book Page	001273/000043
Instrument	3336711

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 31, 2019
Property Address	837 UNION ST, OWOSSO, MI 48867-3950
Document Number	0012620594
Book / Page	001262 / 000594
Instrument Date	Oct 24, 2019
Instrument	3326161
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$440.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1629 COPAS RD OWOSSO MI 488679086, OWOSSO, MI 48867-9086

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (+5.49%)	$88,400 (+5.49%)
2025	$935.00 (+19.41%) Homeowner's exemption	$41,900 (+22.16%)	$83,800 (+22.16%)
2023	$783.00 Homeowner's exemption	$34,300	$68,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	18 (1981–2026)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

Cell Coverage

5G (outdoors only) and 4G LTE

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