Chesapeake City property record for 837 Saddleback Trail Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,068 sqft · built 1990 |
| Lot Size | 0.859 acres (37,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2021) |
| Tax Bill | $4,459 (2025) |
| Deeds & Mortgages | Sep 2016 Mortgage Apr 2016 Mortgage + 2 more |
| APN | 0606006000750 |
| Primary APN | 0606006000750 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Upper Floors Area | 728 sqft |
| Attic | Attic |
| Attic Area | 464 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,418 sqft (0.859 acres) |
| Lot Dimensions | 459 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 837 SADDLEBACK TRAIL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 75 COUNTRY ROADS SEC ONE |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 21004 |
837 Saddleback Trail Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 837 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2016 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 11, 2016 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Aug 21, 2006 | Deed of Trust, Mortgage · ARM HOMELAND CAPITAL GROUP LL |
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on File |
| Deed Sale | Jul 16, 2021 · Amount on File |
| Prior Sale | Aug 31, 2004 · Amount on File |
| Deed Document Number | 202132615 |
| Deed Book / Page | 10410 / 539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 837 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009701/831 |
|---|---|
| Date | Sep 27, 2016 |
| Book Page | 9701/831 |
| Instrument | 160026733 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 837 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09630/1414 |
|---|---|
| Date | Apr 11, 2016 |
| Book Page | 9630/1414 |
| Instrument | 160008882 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 837 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8850 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006701/431 |
|---|---|
| Date | Aug 21, 2006 |
| Book Page | 6701/431 |
| Name | HOMELAND CAPITAL GROUP LL |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.44% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 16, 2021 |
| Property Address | 837 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8850 |
| Document Number | 010410/539 |
| Book / Page | 10410 / 539 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 210032615 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 837 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8850 |
| Document Number | 0210032616 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 210032616 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 837 Saddleback Trail Rd was $4,459.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,800 (+4.82%) Land $200,000 Building $262,800 | $462,800 (+4.82%) Land $200,000 Building $262,800 | |
| 2025 | $4,459.00 | $441,500 Land $190,000 Building $251,500 | $441,500 Land $190,000 Building $251,500 |
| 2023 | $392,700 (+4.66%) Land $170,000 Building $222,700 | $392,700 (+4.66%) Land $170,000 Building $222,700 | |
| 2022 | $375,200 Land $150,000 Building $225,200 | $375,200 Land $150,000 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 837 Saddleback Trail Rd; there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 837 Saddleback Trail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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