837 River Bend Dr, Celina, TN 38551 Property Records

Clay County property record for 837 River Bend Dr, Celina, TN 38551

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,738 sqft · built 2002
Lot Size	0.798 acres (34,800 sqft)
Owner	Individual Name on File
Last Sale	$584,000 (Feb 2022)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014067 00804`

Property Details

APN / Parcel Number

Primary APN	`014067 00804`
Alternative APN	`067 00804`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,738 sqft Living Area
1st Floor Area	2,203 sqft
Upper Floors Area	572 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,800 sqft (0.798 acres)
Lot Dimensions	174 ft deep x 200 ft wide
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	552 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	837 RIVER BEND DR
City	CELINA
State	TN
Zip	38551-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Legal Subdivision	RIVER BEND ESTATES
Legal Lot Number	30 200
Jurisdiction	CLAY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1019
Census Tract	955000

Owner

837 River Bend Dr is owned and occupied by an individual who bought it in February 2022.

Source: Clay County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	837 RIVER BEND DR, CELINA, TN 38551-3005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST OF THE CUMBERLANDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	22000240
Deed Book / Page	WD119 / 546
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Feb 24, 2022
Property Address	837 RIVER BEND DR, CELINA, TN 38551-3005
Document Number	0WD119/546
Book / Page	WD119 / 546
Map Reference	MB 1 PG 45
Instrument Date	Feb 18, 2022
Instrument	22000240
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9424 LIBERHR COURT BJ, RIVER RIDGE, LA 70123

Mortgage

Document Number	0022000241
Date	Feb 24, 2022
Instrument	22000241

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	837 RIVER BEND DR, CELINA, TN 38551-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD158/572
Date	Aug 10, 2020
Book Page	TD158/572
Instrument	20000894

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBERLANDS
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 837 River Bend Dr was $2,350.

Source: Clay County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00	$90,375 Land $7,650 Building $82,725
2023		$90,375 (+0.78%) Land $7,650 Building $82,725
2022	$2,332.00	$89,675 Land $7,650 Building $82,025	$361,500 Land $30,600 Building $330,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 837 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 837 River Bend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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