837 Ridgeway Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 837 Ridgeway Ave, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,593 sqft · built 1891
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Feb 2018)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-0003-0045-00`

Property Details

APN / Parcel Number

Primary APN	`060-0003-0045-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,593 sqft Living Area
Gross Area	3,845 sqft
1st Floor Area	1,036 sqft
2nd Floor Area	1,052 sqft
Attic	Attic
Attic Area	505 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	197 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	837 RIDGEWAY AVE
City	CINCINNATI
State	OH
Zip	45229-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	837 RIDGEWAY AVE 57.33 X 197.39 IRR LOT 43 PT 42 WALNUT HILLS
Legal Subdivision	WALNUT HILLS
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3009
Census Tract	27000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	837 RIDGEWAY AVE, CINCINNATI, OH 45229-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK
Feb 1, 2018	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	20189036
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000080462
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	837 RIDGEWAY AVE, CINCINNATI, OH 45229-3222
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004435
Date	Jan 12, 2022
Book Page	14582/2400
Instrument	2022-0004435

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 13, 2020
Property Address	837 RIDGEWAY AVE, CINCINNATI, OH 45229-3222
Document Number	0000080462
Book / Page	014231 / 000380
Instrument Date	Aug 6, 2020
Instrument	80462
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WESTFIELD DR #102 ELGIN IL 601247700, 102, ELGIN, IL 60124-7700

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	837 RIDGEWAY AVE, CINCINNATI, OH 45229-3222
Document Number	0000094111
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 RIDGEWAY AVE AVONDALE OH 452293222, AVONDALE, OH 45229-3222

Mortgage

Document Number	0000094111
Date	Oct 23, 2018
Book Page	013780/000581
Instrument	94111

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2023

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	837 RIDGEWAY AVE, CINCINNATI, OH 45229-3222
Document Number	0000069490
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 RIDGEWAY AVE CINCINNATI OH 452293222, CINCINNATI, OH 45229-3222

Mortgage

Document Number	0000069490
Date	Aug 8, 2018
Book Page	013727/001422
Instrument	69490

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2023

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 1, 2018
Property Address	837 RIDGEWAY AVE, CINCINNATI, OH 45229-3222
Document Number	0000009036
Map Reference	MB 6 PG 148
Instrument Date	Jan 23, 2018
Instrument	18-0009036
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	0000009037
Date	Feb 1, 2018
Instrument	18-0009037

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (+3.11%)	$27,752 (-) Land $4,872 Building $22,880	$79,290 (-) Land $13,920 Building $65,370
2024	$1,671.00 (-2.17%)	$27,752 (-) Land $4,872 Building $22,880
2023	$1,708.00 (+47.37%)	$27,752 (+65.19%) Land $4,872 Building $22,880	$79,290 (+65.19%) Land $13,920 Building $65,370
2022	$1,159.00 Homeowner's exemption	$16,800 Land $4,830 Building $11,970
2020			$48,000 Land $13,800 Building $34,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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