837 Lily St, Sebring, FL 33875 Property Records

Highlands County property record for 837 Lily St, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,127 sqft · built 2006
Lot Size	0.997 acres (43,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2026)
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C245803000700520`

Property Details

APN / Parcel Number

Primary APN	`C245803000700520`
Alternative APN	`C-24-35-28-030-0070-0520`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	5,127 sqft Living Area
Gross Area	7,707 sqft
1st Floor Area	3,889 sqft
Upper Floors Area	1,276 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,413 sqft (0.997 acres)
Lot Dimensions	327 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	2,050 sqft
Driveway	Concrete Driveway
Driveway Area	2,546 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Slab
Porch Area	525 sqft
Deck Area	52 sqft
Patio Area	943 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	837 LILY ST
City	SEBRING
State	FL
Zip	33875-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM EST UNIT 3 PB 6 PG 43 LOT 52 BLK 7
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	7
Legal Lot Number	52
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4086
Census Tract	961301

Owner

Source: Highlands County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 AVENUE K SW, MOORE HAVEN, FL 33471-2126
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 10, 2026	Warranty Deed, Transfer AM TITLE, AMB TITLE
Apr 8, 2026	Deed, Transfer AM TITLE, AMB TITLE
Sep 17, 2018	Grant Deed, Transfer SHORE TO SHORE TITLE INC
Apr 3, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Feb 20, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Apr 10, 2026 · Amount on Record
Deed Document Number	20262333437
Deed Book / Page	3221 / 1800
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0001890800
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 6, 2026
Property Address	837 LILY ST, SEBRING, FL 33875-6111
Document Number	0002333437
Book / Page	3221 / 1800
Instrument Date	Oct 5, 2026
Instrument	20262333437
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	TITLE AGENCY, UNIVERSITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 AVENUE K SW, MOORE HAVEN, FL 33471-2126

Mortgage

Document Number	0002333437,
Date	Oct 6, 2026
Book Page	3221/1802
Instrument	20262333437

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 10, 2026
Property Address	837 LILY ST, SEBRING, FL 33875-6111
Document Number	0002307780
Book / Page	3185 / 633
Instrument Date	Apr 6, 2026
Instrument	20262307780
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	AM TITLE, AMB TITLE

Transaction

Amount	Amount Recorded
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 STANTON HALL CT, WINDERMERE, FL 34786-3401

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 8, 2026
Property Address	837 LILY ST, SEBRING, FL 33875-6111
Document Number	0002307425
Book / Page	3184 / 1545
Instrument Date	Apr 6, 2026
Instrument	20262307425
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	AM TITLE, AMB TITLE

Transaction

Amount	Amount Recorded
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 17, 2018
Property Address	837 LILY ST, SEBRING, FL 33875-6111
Document Number	0001911572
Book / Page	002656 / 000052
Instrument Date	Sep 14, 2018
Instrument	1911572
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	837 LILY ST SEBRING FL 338756111, SEBRING, FL 33875-6111

April 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 3, 2018
Property Address	837 LILY ST, SEBRING, FL 33875-6111
Document Number	0001890800
Book / Page	002628 / 001357
Instrument Date	Mar 19, 2018
Instrument	1890800
Transaction Type	Foreclosure
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 20, 2018
Property Address	837 LILY ST, SEBRING, FL 33875-6111
Document Number	0001885199
Book / Page	002622 / 000186
Instrument Date	Feb 1, 2018
Instrument	1885199
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,738.00 (+2.84%)	$332,517 (+5.99%)	$553,344 (-7.75%) Land $36,822 Building $516,522
2024	$4,607.00 (+2.77%)
2023	$4,483.00 (+11.16%) Homeowner's exemption Senior Citizen's exemption	$313,734 (+13.21%)	$599,811 (+27.78%) Land $22,763 Building $577,048
2022	$4,033.00 Homeowner's exemption Senior Citizen's exemption	$277,133	$469,404 Land $22,763 Building $446,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

May also be available: Xfinity.

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