837 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 837 E Main St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1902
Lot Size	0.113 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$200,250 (Oct 2024)
Tax Bill	$4,707 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Mar 2014 Sale + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`19-9241`

Property Details

APN / Parcel Number

Primary APN	`19-9241`
Alternative APN	`C-03-0041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	656 sqft
Attic	Attic
Attic Area	656 sqft
Basement Area	492 sqft
Unfinished Basement	492 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	160 ft deep x 31 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	C -03-0041
Street Address	837 E MAIN ST
City	LOCK HAVEN
State	PA
Zip	17745-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W POR
Legal Subdivision	PROCTOR MYERS ADD
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	1
Census Block	1004
Census Tract	30600

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed, Transfer · Conventional Mortgage HORIZON FCU
Mar 10, 2014	Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS INC
Nov 1, 2013	Foreclosure
Nov 9, 2005	Warranty Deed, Transfer · ARM DECISION ONE MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Mar 10, 2014 · Amount on Record
Deed Document Number	20243478
Record Updated	Jun 8, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Oct 30, 2024
Property Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507
Document Number	0202403478
Instrument Date	Oct 29, 2024
Instrument	2024-03478
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507

Mortgage

Document Number	0202403479
Date	Oct 30, 2024
Instrument	2024-03479

Lender

Name	HORIZON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

March 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Mar 10, 2014
Property Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507
Document Number	0201400735
Instrument Date	Jan 31, 2014
Instrument	2014-00735
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507

November 2013: Foreclosure

Document Type	Foreclosure
Jurisdiction	CLINTON PA
Recording Date	Nov 1, 2013
Property Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507
Document Number	0201305260
Instrument Date	Nov 1, 2013
Instrument	2013-05260
Transaction Type	Foreclosure
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 E WATER ST, LOCK HAVEN, PA 17745-1399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10790 RANCHO BERNARDO RD, SAN DIEGO, CA 92127-5705
Investor	Possibly a Property Investor

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON PA
Recording Date	Nov 9, 2005
Property Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507
Document Number	0200505773
Instrument Date	Nov 3, 2005
Instrument	2005-05773
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 E MAIN ST, LOCK HAVEN, PA 17745-1507

Mortgage

Document Number	0200505774
Date	Nov 9, 2005
Instrument	2005-05774

Lender

Name	DECISION ONE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.54%
Type Change Date	Nov 7, 2007
Change Frequency	6 Months
Min Rate At Change	8.54%
Max Rate At Change	11.5%
Index	6-Month LIBOR
Max Rate	14.5%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,707.00 (+75.44%) Homeowner's exemption	$92,000 (-) Land $14,800 Building $77,200
2023	$2,683.00	$92,000 Land $14,800 Building $77,200
2008			$92,000 Land $14,800 Building $77,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50

May also be available: Verizon.

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