837 E Lemon St, Lakeland, FL 33801 Property Records

Polk County property record for 837 E Lemon St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1923
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2019)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-18-205000-008091`

Property Details

APN / Parcel Number

Primary APN	`24-28-18-205000-008091`
Alternative APNs	`182824205000008091` `82824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	324 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	837 E LEMON ST
City	LAKELAND
State	FL
Zip	33801-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF22
Legal Description	MORTONS ADD DB Q PG 79 BLK H LOT 9 E1/2
Legal Range	24E
Legal Township	28S
Legal Section	18
Legal Subdivision	MORTONS ADDITION
Legal Tract	205000
Legal Block	H
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3009
Census Tract	10402

Owner

837 E Lemon St is owned and occupied by an individual who bought it in April 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	837 E LEMON ST, LAKELAND, FL 33801-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Deed Document Number	201978065
Deed Book / Page	10812 / 1635
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	837 E LEMON ST, LAKELAND, FL 33801-5118
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 E LEMON ST, LAKELAND, FL 33801-5118

Mortgage

Document Number	0000128699
Date	May 18, 2021
Book Page	11719/2017
Instrument	2021128699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	837 E LEMON ST, LAKELAND, FL 33801-5118
Document Number	0108121636
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	711 S MISSOURI AVE #2 LAKELAND FL 338154780, 2, LAKELAND, FL 33815-4780

Mortgage

Document Number	0108121636
Date	Apr 17, 2019
Book Page	010812/001636
Instrument	78066

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 837 E Lemon St was $3,685.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,265 (+1%)	$258,093 (-0.76%) Land $45,000 Building $213,093
2025	$3,685.00	$181,150	$260,079 Land $45,000 Building $215,079
2023	$3,323.00 (+13.18%)	$259,579 (+20.64%) Land $44,000 Building $215,579	$259,579 (+20.64%) Land $44,000 Building $215,579
2022	$2,936.00	$215,167 Land $42,000 Building $173,167	$215,167 Land $42,000 Building $173,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 837 E Lemon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 837 E Lemon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E Lemon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures