837 Co Rd 40, Nova, OH 44859 Property Records

Ashland County property record for 837 Co Rd 40, Nova, OH 44859

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1901
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Nov 1985)
Tax Bill	$956 (2025)
Deeds & Mortgages	May 2005 Line of Credit Jun 2009 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N39-013-0-0002-00`

Property Details

APN / Parcel Number

Primary APN	`N39-013-0-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	128 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	837 COUNTY ROAD 40
City	NOVA
State	OH
Zip	44859-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	837 CO RD 40 R=13 GL 7 A-1 TOD 7/31/2025
Jurisdiction	ASHLAND OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1011
Census Tract	970200

Owner

Source: Ashland County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	837 COUNTY ROAD 40, NOVA, OH 44859-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 31, 2005	Deed of Trust, Mortgage · Line of Credit THE FARMERS SAVINGS BANK
Jun 12, 2009	Deed of Trust, Mortgage · Line of Credit THE FARMERS SAVINGS BANK
Aug 27, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 1985 · Amount on Record
Deed Sale	Nov 5, 1985 · Amount on Record
Last Transfer Date	Jul 31, 2025
Transfer Doc	00999/3800
Record Updated	Jun 8, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	837 COUNTY ROAD 40, NOVA, OH 44859-9723
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000456/459
Date	May 31, 2005
Book Page	456/459
Instrument	200500004394

Lender

Name	THE FARMERS SAVINGS BANK
Type	Non-Lending Institution
Address	SPENCER, OH 44275

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	837 COUNTY ROAD 40, NOVA, OH 44859-9723
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000617/959
Date	Jun 12, 2009
Book Page	617/959
Instrument	200900003393

Lender

Name	THE FARMERS SAVINGS BANK
Address	SPENCER, OH 44275

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHLAND OH
Recording Date	Aug 27, 2025
Property Address	837 COUNTY ROAD 40, NOVA, OH 44859-9723
Document Number	00999/3802
Book / Page	999 / 3802
Instrument Date	Jul 31, 2025
Instrument	202500004185
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	837 COUNTY ROAD 40, NOVA, OH 44859-9723

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
County Subdivision	Troy Township
Unified School District	Mapleton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (-0.52%) Homeowner's exemption	$27,790 (-) Land $8,460 Building $19,330
2023	$961.00 (+29.86%)	$27,790 (+45.04%) Land $8,460 Building $19,330	$79,390 (+45%) Land $24,160 Building $55,230
2022	$740.00	$19,160 Land $5,830 Building $13,330
2020			$54,750 Land $16,660 Building $38,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 40

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