837 Chastain Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 837 Chastain Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,236 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$318,000 (Aug 2026)
Tax Bill	$2,792 (2023)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045G0165.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0165.000000`
Alternative APNs	`5538 48 0001` `65419`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	1,428 sqft
Upper Floors Area	1,808 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	864 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	136 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	65419
Street Address	837 CHASTAIN AVE
City	CONCORD
State	NC
Zip	28025-7080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 165 BRANDON RIDGE
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	165
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5013
Census Tract	40501

Owner

Source: Cabarrus County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	433 S FARMER AVE, 500, TEMPE, AZ 85281-2875
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Construction Mortgage STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY
Aug 23, 2017	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING
Aug 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Apr 4, 2006 · Amount on File
Deed Document Number	202620588
Deed Book / Page	18146 / 310
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	9042344
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 28, 2026
Property Address	837 CHASTAIN AVE, CONCORD, NC 28025-7080
Document Number	0000020588
Book / Page	18146 / 310
Instrument Date	Aug 27, 2026
Instrument	202620588
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$64,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020589,
Book Page	18146/313
Instrument	202620589

Lender

Agreement

Type	Construction Mortgage

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	837 CHASTAIN AVE, CONCORD, NC 28025-7080
Document Number	12782308
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 CHASTAIN AVE CONCORD NC 280257080, CONCORD, NC 28025-7080

Mortgage

Document Number	12782308
Date	Nov 28, 2017
Book Page	012782/000308
Instrument	30760

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	837 CHASTAIN AVE, CONCORD, NC 28025-7080
Document Number	12775148
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 CHASTAIN AVE CONCORD NC 280257080, CONCORD, NC 28025-7080

Mortgage

Document Number	12775148
Date	Nov 21, 2017
Book Page	012775/000148
Instrument	30279

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,670 (-) Land $62,000 Building $320,670
2025		$382,670 (+67.19%) Land $62,000 Building $320,670
2024			$382,670 (+67.19%) Land $62,000 Building $320,670
2023	$2,792.00	$228,880 Land $40,000 Building $188,880	$228,880 Land $40,000 Building $188,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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