Lancaster County property record for 837 Center Ave, Ephrata, PA 17522
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,290 sqft · built 1953 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,900 (Nov 2008) |
| Tax Bill | $2,784 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-53294-0-0000 |
| Primary APN | 260-53294-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 195 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 120 sqft |
| Unfinished Basement | 660 sqft |
| Game Room | Game Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Porch | Open Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 837 CENTER AVE |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2305 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RMD |
| Legal Description | 837 CENTER AVE |
| Legal Subdivision | EPHRATA HEIGHTS |
| Legal Lot Number | 12 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12302 |
837 Center Ave, a duplex, is owned and occupied by an individual who bought it in November 2008.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 837 CENTER AVE, EPHRATA, PA 17522-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2008 · Amount on File |
| Deed Sale | Nov 17, 2008 · Amount on File |
| Deed Document Number | 20085745392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 837 CENTER AVE, EPHRATA, PA 17522-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 837 CENTER AVE, EPHRATA, PA 17522-2305 |
| Document Number | 0006771363 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 6771363 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 837 CENTER AVE, EPHRATA, PA 17522-2305 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0006626868 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 6626868 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 837 CENTER AVE, EPHRATA, PA 17522-2305 |
| Document Number | 0006518905 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 837 CENTER AVE EPHRATA PA 175222305, EPHRATA, PA 17522-2305 |
| Document Number | 0006518905 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 6518905 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 26, 2035 |
The 2025 property tax bill for 837 Center Ave was $2,784, up 2.3% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,500 Land $42,700 Building $70,800 | $113,500 Land $42,700 Building $70,800 | |
| 2025 | $2,784.00 (+2.32%) | ||
| 2024 | $2,721.00 | $113,500 Land $42,700 Building $70,800 | |
| 2018 | $113,500 Land $42,700 Building $70,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 837 Center Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 72 (1978–2021) |
| Claims Outside the SFHA | 15 of 72 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 837 Center Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
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